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Banking Abbreviations & Finance Abbreviations

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Banking Abbreviations & Finance Abbreviations

Banking Abbreviations & Finance Abbreviations

shape Introduction

As far as competitive exams are concerned, Banking & Finance Abbreviations are often asked in Static GK Section in many competitive exams such as IBPS Clerk, PO etc.

shape Abbreviations

Below table provides the list of Banking Abbreviations & Finance Abbreviations in the alphabetical order.
S.No. Abbreviations Expansions
1 ABEDA Arab Bank for Economic Development in Africa.
2 ACF Auto Correlation Function
3 ACS Automated Clearing System.
4 AD Authorized Dealer.
5 ADB Asian Development Bank.
6 ADF Automated Data Flow
7 ADR American Depository Receipt.
8 AEPS Aadhaar Enabled Payments Switch
9 AFS Annual Financial Statement.
10 AGM Annual General Meeting.
11 AIC Agricultural Insurance Company.
12 AIF Alternative Investment Fund
13 ALCO Asset Liability Committee
14 ALM Asset Liability Management
15 AMFL Association of Mutual Funds in India.
16 AML Anti-Money Laundering
17 AMRMS Audit and Risk Monitoring Mechanism
18 ANBC Adjusted Net Bank Credit
19 APBS Aadhaar Payment Bridge System
20 ARC Asset Reconstruction Companies
21 ASBA Applications Supported Bank Accounts
22 ASSOCHAM Associated Chambers of Commerce and Industry of India.
23 ATM Automated Teller Machine.
S.No. Abbreviations Expansions
1 BCBS Basel Committee on Banking Supervision
2 BCSBI Banking Codes and Standards Board of India
3 BIS Bank for International Settlements.
4 BOB Bank of Baroda.
5 BOE Bill of Exchange
6 BOI Bank of India.
7 BOP Balance of Payments.
8 BOR Bank of Rajasthan.
9 BOT Build,Operate and Transfer.
10 BR Act Banking Regulations Act, 1949.
11 BSCS Basel Committee on Banking Supervision.
12 BSE Bombay Stock Exchange.
13 BSR Basic Statistical Returns.
S.No. Abbreviations Expansions
1 CA Chartered Accountant.
2 CAD Current Account Deficit
3 CAG Controller and Auditor General.
4 CAR Capital Adequacy Ratio
5 CARE Credit Analysis and Research Limited
6 CASA Current and Savings Accounts
7 CB Canara Bank.
8 CBLO Collateralized Bank Lending Obligations
9 CBS Core Banking Solution.
10 CCIL Clearing Corporation of India Limited
11 CCL Cash Credit Limit
12 CDB Caribbean Development Bank.
13 CDBS Committee of Direction on Banking Statistics.
14 CDRS Corporate Debt Restructuring
15 CDS Credit Default Swap.
16 CEPA Comprehensive Economic Partnership Management.
17 CFRA Combined Finance and Revenue Accounts.
18 CGRA Currency and Gold Revaluation Account.
19 CIBIL Credit Information Bureau of India Limited
20 CMIS Currency Management Information System
21 COB Corporation Bank
22 CP Colombo Plan.
23 CPFF Commercial Paper Funding Facility
24 CPI Consumer Price Index.
25 CRAR Capital To Risk Weighted Asset Ratio.
26 CRILC Central Repository of Information on Large Credits
27 CRISIL Credit Rating Information Services Of India
28 CRMD Credit Risk Management Department.
29 CRR Cash Reserve Ratio.
30 CSR Corporate social responsibility
31 CTI Country Threat Index.
32 CUB City Union Bank
S.No. Abbreviations Expansions
1 DB Dena Bank.
2 DPG Deferred Payment Guarantee
3 DPN Demand Promissory Note
4 DRAT Debt Recovery Appellate Tribunal
5 DRI Differential Rate Of Interest
6 DSCR Debt Service Coverage Ratio
7 DTAA Double Taxation Avoidance Agreement.
S.No. Abbreviations Expansions
1 EADB East African Development Bank.
2 EBRD European Bank for Reconstruction and Development.
3 ECB External Commercial Borrowings.
4 ECS Electronic Clearing System.
5 EDF Export Development Fund
6 EDI Electronic Data Internchange
7 EDP Entrepreneurship Development Programme
8 EEFC Exchange Earners’ Foreign Currency
9 EFTPOS Electronic Funds Transfer At Point Of Sale
10 EIB European Investment Bank.
11 ELSS Equity Linked Saving Scheme.
12 EMI Equated Monthly Instalments
13 EPFO Employees’ Provident Fund Organisation
14 EPOS Electronic Point Of Sale
15 EPS Earning per Share
16 ESOP Employee Stock Options
17 EXIM Export Import Bank of India.
S.No. Abbreviations Expansions
1 FCA Foreign Currency Assets.
2 FCCB Foreign Currency Convertible Bond
3 FCNR Foreign Currency Non Resident Deposit Accounts
4 FCNRA Foreign Currency Non resident Account.
5 FDI Foreign Direct Investment.
6 FEDAI Foreign Exchange Dealers Association Of India
7 FERA Foreign Exchange Regulation Act.
8 FICCI Federation of Indian Chambers of Commerce and Industry.
9 FII Foreign Institutional Investor.
10 FIMMDA Fixed Income Money Markets and Derivatives Association.
11 FINO Financial Information Network and Operation Limited
12 FIPB Foreign Investment Promotion Board.
13 FOB Free On Board
14 FPI Foreign Portfolio Investment.
15 FSRASC Financial Sector Regulatory Appointment Search Committee
16 FTA Free Trade Agreement.
S.No. Abbreviations Expansions
1 GAAR General Anti Avoidance Rule.
2 GDP Gross Domestic Product
3 GDR Global Depository Receipt.
4 GFD Gross Fiscal Deficit.
5 GIRO Government Internal Revenue Order.
6 GMS Gold Monetisation Scheme
7 GST Goods and Services Tax
8 GSTN Goods and Services Network
S.No. Abbreviations Expansions
1 HFC Housing Development Finance Corporation
S.No. Abbreviations Expansions
1 IADB Inter American Development Bank.
2 IAS Integrated Accounting Systems
3 IBBI Insolvency and Bankruptcy Board of India
4 IBPS Institute of Banking Personnel Selection.
5 IBRD International Bank for Reconstruction and Development
6 IBU International Banking Unit
7 ICA Indian Council of Agricultural Research.
8 ICICI Industrial Credit and Investment Corporation of India.
9 ICRA Investment Information and Credit Rating Agency of India Limited
10 IDB Islamic Development Bank.
11 IDBI Industrial Development Bank of India.
12 IDR Indian Depository Receipts.
13 IDRBT Institute for Development and Research Of Banking
14 IEPF Investors Education and Protection Fund
15 IFC International Finance Corporation
16 IIB International Investment Bank.
17 IIBF Indian Institute of Banking and Finance.
18 IMD India Millennium Deposits.
19 IMF International Monetary Fund.
20 IMPS Immediate Payment Service
21 IMT Instant Money Transfer
22 IOB Indian Overseas Bank.
23 IPO Initial Public Offer
24 IPO Initial Public Offering
25 IPPB India Post Payments Bank
26 IRBI Industrial Reconstruction Bank Of India.
27 IRDA Insurance Regulatory and Development Authority of India
28 IROs Interest rate options
29 IRR Internal Rate Of Return.
30 ISCI International Standard Industrial Classification
S.No. Abbreviations Expansions
1 KCC Kisan Credit Card
2 KMB Kotak Mahindra Bank.
3 KVB Karur Vysya Bank.
4 KVIC Khadi and Village Industries Corporation
5 KVP Kisan Vikas Patra
6 KYC Know Your Customer Guidelines
S.No. Abbreviations Expansions
1 LAB Local Area Bank.
2 LAF Liquidity Adjustment Facility
3 LAMPS Large Sized Adivasi Multipurpose Societies
4 LDB Land Development Bank.
5 LERMS Liberalized Exchange Rate Management System
6 LIBOR London Inter Bank Offered Rate.
7 LIC Life Insurance Corporation Of India
8 LTCG Long-Term Capital Gains
9 LTN Long Term Note
S.No. Abbreviations Expansions
1 MCA Ministry Of Company Affairs
2 MCLR Marginal Cost Of Lending Rate
3 MFDF Micro Finance Development Fund
4 MIBOR Mumbai Inter Bank Offer Rate.
5 MICR Magnetic Ink Character Recognition
6 MIS Management Information System
7 MSS Market Stabilisation Scheme
8 MTN Medium Term Note
9 MUDRA Micro Units Development And Refinance Agency
S.No. Abbreviations Expansions
1 NABARD National Bank For Agricultural And Rural Development.
2 NAS National Account Statistics.
3 NAV Net Asset Value.
4 NBC Non Banking Companies.
5 NBFC Non Banking Finance Companies
6 NDA Net Domestic Asset
7 NDS Negotiated Dealing Systems
8 NDTL Net Demand And Time Liability
9 NECS National Electronic Clearing System
10 NEFT National Electronic Funds Transfer System.
11 NFA No Frills Account.
12 NFC Non Banking Finance Companies.
13 NFS National Financial Switch
14 NHB National Housing Bank.
15 NIB Nordic Investment Bank.
16 NPA Non Performing Assets.
17 NPCI National Payments Corporation Of India
18 NPS National Pensions Scheme.
19 NPV Net Present Value
20 NRE Non Resident External Account
21 NRI Non Resident Indian
22 NSE National Stock Exchange.
23 NSFDC National Scheduled Castes Finance And Development Corporation
S.No. Abbreviations Expansions
1 OCB Overseas Corporate Bodies
2 ODIs Offshore/Overseas Derivative Instruments
3 OECD Organisation For Economic Cooperation And Development
4 OLTAS Online Tax Accounting System
5 OMO Open Market Operations
6 OTCEI Over the Counter Exchange Of India
7 OTP One-Time Password
S.No. Abbreviations Expansions
1 PACS Primary Agricultural Credit Societies
2 PAN Permanent Account Number
3 PDO Public Debt Office
4 PFRDA Pension Fund Regulatory and Development Authority
5 PGS Payment Gateway System.
6 PIN Personal Identification Number
7 PIS Portfolio Investment Scheme
8 P-Notes Participatory Notes
9 POA Power of Attorney
10 PoS Point of Sale
11 PPF Public Provident Fund
12 PPIs Prepaid Payment Instruments
13 PRSF Partial Risk Sharing Facility
S.No. Abbreviations Expansions
1 QIB Qualified Institutional Bankers
S.No. Abbreviations Expansions
1 RBI Reserve Bank of India
2 RBS Royal Bank of Scotland.
3 RDBMS Relational Database Management System
4 RDDBFI Recovery of Debt due to Banks and Financial Institutions
5 REC Rural Electrification Corporation
6 RFC Resident Foreign Currency
7 RIDF Rural Infrastructure Development Fund
8 RoA Return On Assets
9 RoE Return On Equity
10 RRB Regional Rural Bank.
11 RTGS Real Time Gross Settlement System.
12 RWA Risk Weighted Assets
S.No. Abbreviations Expansions
1 SARFAESI Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest
2 SBI State Bank of India
3 SCB Scheduled Commercial Bank
4 SCC Selective Credit Control.
5 SDBS Service Discharge Benefit Scheme
6 SDR Special Drawing Rights
7 SEBI Securities and Exchange Board of India
8 SEPA Single Euro Payment Area.
9 SFMS Structured Financial Messaging Services
10 SGB Sovereign Gold Bond
11 SHG Self Help Group
12 SIDBI Small Industries And Development Bank Of India.
13 SIDC State Industrial Development Corporation
14 SIFI Systematically Important Financial Intermediaries
15 Sip Systematic Investment Plans
16 SIPS Systemically Important Payment System
17 SJSRY Swarna Jayanthi Shahari Rozgar Yojana
18 SLR Statutory Reserve Ratio
19 SLRS Scheme for Liberation and Rehabilitation of Scavengers
20 SME Small and Medium Industries
21 SMERA SME Rating Agency of India Limited
22 SMILE SIDBI Make in India Loan for small Enterprises
23 SPNS Shared Payment Network System.
24 SSI Small Scale Industries
25 SSSBE Small Scale Service and Business Enterprises
26 SWIFT Society For World Wide Inter Bank Financial Telecommunication.
S.No. Abbreviations Expansions
1 TDS Tax Deducted at Source
2 TIN Tax Information Network
S.No. Abbreviations Expansions
1 UBIN Unique Business Identification Number
2 UCB Urban Cooperative Bank.
3 UCNs Uniform Code Numbers
4 UEBA Universal Electronic Bank Account.
5 UIDAI Unique Identification Authority of India
6 UPI Unified Payments Interface
7 UPIN Unique Property Identification Numbers.
8 USB Ultra Small Branch.
9 USD United States Dollar.
10 USSD Unstructured Supplementary Service Data
11 UTI Unit Trust of India
S.No. Abbreviations Expansions
1 VDBS Vertically Differentiated Banking System.
2 VPA Virtual Payment Address
S.No. Abbreviations Expansions
1 WBCIS Weather Based Crop Insurance Scheme.
2 WCTL Working Capital Term Loan
3 WL ATM White Label ATM.
4 WMA Ways and Means Advances
5 WPI Wholesale Price Index
S.No. Abbreviations Expansions
1 YTM Yield to Maturity
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