GK - Banking - SPLessons

Banking Mobile Apps

SPLessons 5 Steps, 3 Clicks
5 Steps - 3 Clicks

Banking Mobile Apps

Banking Mobile Apps

shape Introduction

Banking Mobile Apps are ubiquitous across the globe. Mobile Banking, a prominent service provided by a bank or other financial institution allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet through an APP. Banking Mobile Apps article presents the lists of Mobile Apps for Banking which are in service in India. This is an important topic for General Awareness section of different competitive exams including banking and other sectors such as IBPS PO, Clerk, SSC CGL, SBI PO, NIACL Assistant, NICL AO, IBPS RRB, Railways, Civil Services etc.


shape Mobile Apps

Below listed are the Bank wise Mobile Apps:


App Description
Lime India’s first Mobile App integrating Wallet, Shopping, Payments and Banking.
First Multi Currency Contactless Card service launched by – Axis Bank has launched the first Contactless Debit, Credit and Multi-Currency Forex Card in association with VISA payWave in the country.
Airtel money Allows the user to use smartphone as an electronic wallet to make and receive payments.

App Description
Instant Money Transfer (IMT) IMT is an innovative, safe and simple domestic money transfer with cash out facility. It allows Banks customer to send money to a beneficiary/ receiver only by using the beneficiary / receiver’s mobile number and secret code; from either our IMT enabled ATMs or our Retail Internet Banking facility.

App Description
M-Connect It offers you the chance to manage all of your banking operations using your Smartphone in a convenient, safe and simple manner.

App Description
M-Wallet Canara m-wallet is designed to make transactions card-free and cashless, also ensuring that the amount is safely assigned to m-Wallet.

App Description
mVisa A mobile-based payment solution that will make payments at retail outlets much easier.

App Description
Scan N Pay Allows customers to instantly transfer money to any of the Federal Bank accounts through android phones.
Lotza It is a Unified Payment Interface app of Federal Bank.
FedMobile Customers can access specified banking services including information relating to their Account(s), transaction details and such other services as may be made available by the Bank from time to time.
FedBook Selfie India’s first mobile app for bank account opening.

App Description
EVA HDFC Bank launches chatbot Eva for customer services. Electronic Virtual Assistant (Eva) is India’s first Artificial Intelligence -based banking chatbot and can answer millions of customer queries across multiple channels.
Chillr It is India’s first multi-bank mobile payment app that links directly to your bank account. It allows customer to send money instantly from their HDFC Bank account to anyone in their phone book or to a beneficiary using their ‘Account number & IFSC code’ or ‘UPI ID’.
PayZapp With this you can do online payments and money transfer.

App Description
IndPay A mobile application service that enables its customers to operate bank account from anywhere, anytime.

App Description
ATM on Wheels India’s first Mobile ATM, in Mumbai.
Contactless Credit and Debit Cards India’s first ‘Contactless’ debit and credit cards, enabling its customers to make electronic payments by just waving the cards near the merchant terminal in lieu of dipping or swiping them.
Eazypay India’s first mobile app for merchants to accept payments on mobile phone through multiple digital modes
iMobile With the help of this app a customer can perform banking activities just like – transfer of funds, bill payments, can check account balance, etc.
ICICIBankPay on Twitter This service in India enables ICICI Bank customers to transfer money to anyone in the country who has a Twitter account.
ICICI Appathon Its mobile app development challenge for Next Generations Mobile Applications.
Mera iMobile India’s first mobile banking application for rural customers
M- Pesa ICICI bank launched this service in collaboration with Vodafone. With this facility, a customer can transfer money and make payments via mobile phone
Money2India It is an online money transfer tracking service offered to Non-Resident Indians.
Pocket ICICI Bank launches India’s first digital bank app ‘Pockets’
Smart Vault Fully automated lockers which is based on robotic technology to access the lockers from the safe vault conveniently at any time of their preference in total privacy, without any intervention of the branch staff
Software robotics ICICI bank launched India’s first ‘software robotics’ initiative. Over 200 software robots are now performing over 1 million transactions per day for the bank which comprises 10% of its total transactions
Tap n Pay ICICI bank launched this service in collaboration with Tech Mahindra Limited which is based on Near Field Communications (NFC) technology. This service allows any customer to make over-the-counter payments without using cash

App Description
811 mobile app Digital banking system on mobile.
KayPay World’s first Any Bank to Any Bank funds transfer platform via Facebook.
Kotak Bharat Access your Savings, Current Accounts, Loans and Credit Cards from anywhere

App Description
LVB Mobile app The ‘LVB Mobile’ app offers facilities like balance enquiry, fund transfer, mobile recharge, payment of bills, chequebook request among others.

App Description
mBanking With the help of this app a customer can perform banking activities just like – transfer of funds, bill payments, can check account balance, etc.
Wave N Pay Contactless credit cards, enabling its customers to make electronic payments by just waving the cards near the merchant terminal in lieu of dipping or swiping them.

App Description
Buddy A mobile wallet app in collaboration with Accenture and MasterCard
eforex An internet-based platform that enables customers to book their foreign exchange transactions online
Mingle The social media banking platform for Facebook and Twitter users
MobiCash A digital wallet in partnership with Bharat Sanchar Nigam Limited (BSNL).
SBI Quick With this app customer can get balance or mini statement of account through mobile phone.
Samadhan A self-service mobile app for everyday banking needs
State Bank of India No Queue SBI No Queue is a unique app which enables customers to book a Virtual Queue Ticket (e-Token) for select services at select SBI branches.
State Bank Freedom App State Bank’s Branch on Your Mobile: Away from home, Balance Enquiries, Remittances, eDeposits, Bill Payments, Mobile Top-ups, DTH Recharge can be made anytime 24×7
IMT APP – (Instant Money transfer ) A customer can instantly transfer rupee funds to anybody anywhere anytime. Only the beneficiary’s mobile number, name and address are required to be known to the sender.

App Description
Project Ananya Syndicate Bank had launched the ‘Project Ananya’ which provide latest digital banking services to its customer.

App Description
SIB Mirror+ The much awaited mobile banking application for NRI customers. Now you can view and manage all the saving, current, term deposit and loan accounts through the application. E- Lock – Secure all your accounts on a single click.

App Description
U-Mobile The mobile banking facility that will help you do banking transactions using your mobile phone.

App Description
UcoPay wallet It is electronic virtual wallet where you can load money and spend it for your Mobile recharge/ DTH recharge/various utility Bill Payments including Gas, Electricity, Insurance, Mutual Funds, etc.

App Description
VPAYQWIK VPayQwik is a quickest and safest way for Online Recharge, DTH or Datacard Recharge and make mobile or utility Bill Payments for Airtel, Aircel, BSNL, TATA Docomo, Idea, MTNL, Vodafone or other operators.
Vijaya *99# It uses the USSD channel for completing transactions and supports 12 languages.
V­eConnect+ It is an app that aggregates various e-products of the bank. The app acts as an entry point for customers to know about and use various online products of the bank.

App Description
PhonePe It works over the Unified Payments Interface(UPI) platform developed by the National Payments Corporation of India (NPCI) and is powered by YES Bank. PhonePe is a one stop UPIbased app which can serve all your payment needs, in a safe and secure manner.
YES mPower Yes Bank partnered with Silicon Valley-based bot platform Gupshup to launch an artificial intelligence-powered banking chatbot ‘YES mPower’ that instantly gives information about loan products. The ‘YES mPower’ bot is available through Facebook Messenger.
Yes Mobile 2.0 YES MOBILE 2.0 allows customers to undertake most transactions on the app including NetBanking registration, thereby eliminating the need to visit the website or a banking branch.
SIMsePAY Allows any account holder to do money transfers, pay utility bills and other mobile banking services, without need for smart phones or internet, based on sim­sleeve technology

App Description
Bubble Pin It is a one-step offline payments mode, which allows users to make payments without data connection.