 Introduction
 Introduction  Abbreviations
 Abbreviations | S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | AAA | American Academy Of Actuaries. | 
| 2 | AACI | American Association Of Crops Insurers. | 
| 3 | AADC | American Association Of Dental Consultants. | 
| 4 | AAI | Accredited Adviser In Insurance | 
| 5 | AAIM | American Academy Of Insurance Medicine. | 
| 6 | AAIMC | American Association Of Insurance Management Consultants. | 
| 7 | AAIS | American Association Of Insurance Services. | 
| 8 | AALTCI | American Association For Long Term Care Insurance. | 
| 9 | AALU | Association For Advanced Life Underwriting. | 
| 10 | AAM | Associate In Automation Management. | 
| 11 | AAMGA | American Association Of Managing General Agents. | 
| 12 | AAPL | American Association Of Petroleum Landmen. | 
| 13 | AAPMR | American Academy Of Physical Medicine And Rehabilitation. | 
| 14 | AASCIF | American Association Of State Compensation Insurance Funds. | 
| 15 | ABA | American Bar Association, American Bankers Association. | 
| 16 | ABIH | American Board Of Industrial Hygienists. | 
| 17 | ABIME | American Board Of Independent Medical Examiners. | 
| 18 | ABS | American Bureau Of Shipping. | 
| 19 | ACA | Association Of Corporate Counsel. | 
| 20 | ACAS | Associate Of The Casualty Actuarial Society. | 
| 21 | ACC | Anti-Concurrent Cause. | 
| 22 | ACCA | American Corporate Counsel Association. | 
| 23 | ACCI | American Corporate Counsel Institute. | 
| 24 | ACEC | American Consulting Engineers Council. | 
| 25 | ACII | Associateship Of The Chartered Insurance Institute. | 
| 26 | ACLA | Automobile Claim Law Associate. | 
| 27 | ACLI | American Council Of Life Insurers. | 
| 28 | ACLS | Automobile Claim Law Specialist. | 
| 29 | ACLU | American College Of Life Underwriters. | 
| 30 | ACM | Asbestos-Containing Material. | 
| 31 | ACORD | Association For Cooperative Operations Research And Development. | 
| 32 | ACSC | Association Of Casualty & Surety Companies. | 
| 33 | ACSR | Accredited Customer Service Representative. | 
| 34 | ACT | Agents Council For Technology. | 
| 35 | ACV | Actual Cash Value. | 
| 36 | ACWRRE | American Cargo War Risk Reinsurance Exchange. | 
| 37 | ADA | Americans With Disabilities Act Of 1990. | 
| 38 | ADAAA | ADA Amendments Act Of 2008. | 
| 39 | ADB | Accidental Death Benefit. | 
| 40 | AD&D | Accidental Death And Dismemberment. | 
| 41 | ADEA | Age Discrimination In Employment Act Of 1967. | 
| 42 | ADR | Alternative Dispute Resolution. | 
| 43 | AEIA | American Excess Insurance Association. | 
| 44 | AFIA | American Foreign Insurance Association. | 
| 45 | AFIS | Agribusiness And Farm Insurance Specialist. | 
| 46 | AFSB | Associate In Fidelity And Surety Bonding. | 
| 47 | AGC | Associated General Contractors Of America. | 
| 48 | AGRP | Association Of Governmental Risk Pools. | 
| 49 | A&H | Accident And Health (Insurance). | 
| 50 | AHAS | Advocates For Highway And Auto Safety. | 
| 51 | AHERA | Asbestos Hazard Emergency Response Act Of 1986. | 
| 52 | AHIA | Association Of Health Insurance Advisors. | 
| 53 | AHIP | America’s Health Insurance Plans. | 
| 54 | AHIS | American Hull Insurance Syndicate. | 
| 55 | AIA | Aviation Insurance Association. | 
| 56 | AIAB | Alliance Of Insurance Agents And Brokers. | 
| 57 | AIAF | Associate In Insurance Accounting And Finance. | 
| 58 | AIBM | Automobile Insurers Bureau Of Massachusetts. | 
| 59 | AIC | Associate In Claims. | 
| 60 | AICP | Association Of Insurance Compliance Professionals. | 
| 61 | AICPA | American Institute Of Certified Public Accountants. | 
| 62 | AICPCU | American Institute For Chartered Property Casualty Underwriters . | 
| 63 | AIHA | American Industrial Hygiene Association. | 
| 64 | AIM | Associate In Management. | 
| 65 | AIMA | As Interest May Appear. | 
| 66 | AIME | Average Indexed Monthly Earnings. | 
| 67 | AIMU | American Institute Of Marine Underwriters. | 
| 68 | AIP | Annual Implementation Plan. | 
| 69 | AIPSO | Automobile Insurance Plans Service Office. | 
| 70 | AIRAC | All Industry Research Advisory Council. | 
| 71 | AIRB | Aviation Insurance Rating Bureau. | 
| 72 | AIRMIC | Association Of Insurance And Risk Managers. | 
| 73 | AISG | American Insurance Services Group, Inc. | 
| 74 | AIT | Associate In Information Technology. | 
| 75 | AL | Automobile Liability. | 
| 76 | ALAE | Allocated Loss Adjustment Expense. | 
| 77 | ALC | American Life Convention. | 
| 78 | ALCM | Associate In Loss Control Management. | 
| 79 | ALE | Additional Living Expense. | 
| 80 | ALHA | Association Of Life And Health Administrators. | 
| 81 | ALIMDA | Association Of Life Insurance Medical Directors Of America. | 
| 82 | ALM | Association Of Lloyd’s Members. | 
| 83 | ALOP | Advance Loss Of Profit. | 
| 84 | ALOS | Average Length Of Stay. | 
| 85 | ALTA | American Land Title Association. | 
| 86 | AMA | American Medical Association. | 
| 87 | AMBAC | American Municipal Bond Assurance Corp. | 
| 88 | AMEMIC | Association Of Mill & Elevator Mutual Insurance Companies. | 
| 89 | AMIC | American Marine Insurance Clearinghouse. | 
| 90 | AMIF | American Marine Insurance Forum. | 
| 91 | AMIM | Associate In Marine Insurance Management. | 
| 92 | AMW | Average Monthly Wage. | 
| 93 | ANI | American Nuclear Insurers. | 
| 94 | ANL | Above Normal Loss. | 
| 95 | ANSI | American National Standards Institute | 
| 96 | AOP | All Other Perils. | 
| 97 | AP | Additional Premium. | 
| 98 | APA | Associate In Premium Auditing. | 
| 99 | API | Associate In Personal Insurance. | 
| 100 | APIW | Association Of Professional Insurance Women. | 
| 101 | AR | Accounts Receivable. | 
| 102 | ARCO | Associated Reporting Companies. | 
| 103 | ARE | Associate In Reinsurance. | 
| 104 | ARIA | American Risk And Insurance Association. | 
| 105 | ARM | Associate In Risk Management. | 
| 106 | ARM–P | Associate In Risk Management For Public Entities. | 
| 107 | ARO | Asset Retirement Obligation. | 
| 108 | ARP | Associate In Research And Planning. | 
| 109 | ARPI | Australian Risk Policy Institute. | 
| 110 | ARS | Auction Rate Security. | 
| 111 | ART | Annual Renewable Term. | 
| 112 | ASA | Associate In Society Of Actuaries. | 
| 113 | ASC | Associated Specialty Contractors. | 
| 114 | ASCLU | American Society Of Chartered Life Underwriters. | 
| 115 | ASCN | Applied Systems Client Network. | 
| 116 | ASHRM | American Society For Healthcare Risk Management. | 
| 117 | ASIM | American Society Of Insurance Management. | 
| 118 | ASIS | American Society Of Industrial Security. | 
| 119 | ASLI | Associate In Surplus Lines Insurance. | 
| 120 | ASM | Available Seat Miles. | 
| 121 | ASME | American Society Of Mechanical Engineers. | 
| 122 | ASO | Administrative Services Only. | 
| 123 | ASOP | Actuarial Statement Of Practice. | 
| 124 | ASPPA | American Society Of Pension Professionals & Actuaries. | 
| 125 | ASSE | American Society Of Safety Engineers. | 
| 126 | ASTM | American Society For Testing And Materials | 
| 127 | ATA | American Trucking Associations, Inc. | 
| 128 | ATIMA | As Their Interests May Appear | 
| 129 | ATLA | Association Of Trial Lawyers Of America. | 
| 130 | ATRA | American Tort Reform Association. | 
| 131 | AU | Associate In Underwriting. | 
| 132 | AWCBC | Association Of Workers’ Compensation Boards Of Canada. | 
| 133 | AWW | Average Weekly Wage. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | BACM | Best Available Control Measures. | 
| 2 | BAP | Business Auto Policy. | 
| 3 | BAPCPA | Bankruptcy Abuse Prevention And Consumer Protection Act Of 2005. | 
| 4 | BBB | Banker’s Blanket Bond. | 
| 5 | B&C | Building And Contents. | 
| 6 | BCAR | Best’s Capital Adequacy Ratio. | 
| 7 | BCBSA | Blue Cross And Blue Shield Association. | 
| 8 | BCE | Bermuda Commodities Exchange. | 
| 9 | BCEGS | Building Codes Effectiveness Grading Schedule. | 
| 10 | BCM | Business Continuity Management. | 
| 11 | BCP | Business Continuity Plan. | 
| 12 | BCSP | Board Of Certified Safety Professionals. | 
| 13 | BDAT | Best Demonstrated Available Technology. | 
| 14 | BELRIM | Belgian Risk Management Association. | 
| 15 | BERP | Basic Extended Reporting Period. | 
| 16 | BFCGL | Broad Form Comprehensive General Liability . | 
| 17 | BFPD | Broad Form Property Damage. | 
| 18 | BI | Bodily Injury; Business Interruption. | 
| 19 | BIC | Business Income Coverage. | 
| 20 | BIM | Building Information Modeling. | 
| 21 | BM | Boiler And Machinery. | 
| 22 | B&M | Boiler And Machinery. | 
| 23 | BOP | Businessowners Policy. | 
| 24 | BOW | Breach Of Warranty. | 
| 25 | BPB | Blanket Position Bond. | 
| 26 | BPF | Basic Premium Factor. | 
| 27 | BPL | Bankers Professional Liability. | 
| 28 | BPLI | Bankers Professional Liability Insurance. | 
| 29 | BPT | Branch Profits Tax. | 
| 30 | BR | Builders Risk. | 
| 31 | BRAC | Base Realignment And Closure Act. | 
| 32 | BTR | Below-Target Risk. | 
| 33 | BV | Brick Veneer | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | CAC | Combined Additional Coverage. | 
| 2 | CAE | Chief Audit Executive. | 
| 3 | CAGR | Compounded Annual Growth Rate. | 
| 4 | CAL | Comprehensive Automobile Liability. | 
| 5 | C AND F | Cost And Freight. | 
| 6 | CAPA | Certified Automotive Parts Association. | 
| 7 | CAPEX | Capital Expenditures. | 
| 8 | CAPM | Capital Asset Pricing Model. | 
| 9 | CAPP | Conference Of Actuaries In Public Practice. | 
| 10 | CAR | Contractors All Risks. | 
| 11 | CARE | Concerned Alliance Of Responsible Employers. | 
| 12 | CARF | Commission On Accreditation Of Rehabilitation Facilities. | 
| 13 | CARFM | Coalition Of Alternative Risk Funding Mechanisms. | 
| 14 | CARFRA | Coordinated Advertising, Rate And Form Review Authority. | 
| 15 | CAS | Casualty Actuarial Society. | 
| 16 | CBMU | Canadian Board Of Marine Underwriters. | 
| 17 | CBOT | Chicago Board Of Trade. | 
| 18 | CBRA | Coastal Barrier Resources Act Of 1982. | 
| 19 | CBRS | Coastal Barrier Resources System. | 
| 20 | CCIA | Consumer Credit Insurance Association. | 
| 21 | CCIP | Contractor Controlled Insurance Program. | 
| 22 | CCIR | Canadian Council Of Insurance Regulators. | 
| 23 | CCLA | Casualty Claim Law Associate. | 
| 24 | CCLS | Casualty Claim Law Specialist | 
| 25 | CD | Certificate Of Deposit. | 
| 26 | CDS | Credit Default Swap. | 
| 27 | CDW | Collision Damage Waiver. | 
| 28 | CEB | Council Of Employer Benefits. | 
| 29 | CEBS | Certified Employee Benefits Specialist. | 
| 30 | CEL | Contractors Environmental Liability. | 
| 31 | CEN | Confiscation, Expropriation, Nationalization . | 
| 32 | CEND | Confiscation, Expropriation, Nationalization, And Deprivation. | 
| 33 | CEPT | Credit Equivalent Bypass Trust. | 
| 34 | CERCLA | Comprehensive Environmental Response, Compensation, And Liability Act Of 1980. | 
| 35 | CF | Contract Frustration. | 
| 36 | C&F | Chartered Financial Analyst. | 
| 37 | CFC | Chartered Financial Consultant; Controlled Foreign Corporation. | 
| 38 | CFMA | Construction Financial Management Association. | 
| 39 | CFP | Certified Financial Planner; Coordinated Financial Planning. | 
| 40 | CFROI | Cash Flow Return On Investments. | 
| 41 | CFTC | Commodities And Futures Trading Commission. | 
| 42 | CFU | Customary Freight Unit. | 
| 43 | CGL | Commercial General Liability. | 
| 44 | CHCM | Certified Hazard Control Manager. | 
| 45 | CHIAA | Crop Hail Insurance Actuarial Association. | 
| 46 | CIA | Canadian Institute Of Actuaries. | 
| 47 | CIAA | Canadian Independent Adjusters Association. | 
| 48 | CIAB | Council Of Insurance Agents And Brokers. | 
| 49 | CIC | Certified Insurance Counselor. | 
| 50 | CICA | Captive Insurance Companies Association. | 
| 51 | CIF | Cost, Insurance, And Freight. | 
| 52 | CIH | Certified Industrial Hygienist; Compensated Intercorporate Hauling. | 
| 53 | CII | Chartered Insurance Institute. | 
| 54 | CIM | Commercial Inland Marine. | 
| 55 | CIP | Consolidated Insurance Program; Controlled Insurance Program. | 
| 56 | CIPO | Controlled Insurance Program For Operations. | 
| 57 | CIRB | Crop Insurance Research Bureau. | 
| 58 | CISR | Certified Insurance Service Representative. | 
| 59 | CIT | Critical Incident Technique. | 
| 60 | CL | Claims Leakage. | 
| 61 | CLHIA | Canadian Life & Health Insurance Association. | 
| 62 | CLIEDIS | Canadian Life Insurance Edi Standards Association. | 
| 63 | CLM | Commercial Lines Manual. | 
| 64 | CLU | Chartered Life Underwriter. | 
| 65 | CM | Construction Management; Construction Manager. | 
| 66 | CMAA | Construction Management Association Of America. | 
| 67 | CMP | Commercial Multiple Peril; Controlled Master Program. | 
| 68 | CMT | Crisis Management Team. | 
| 69 | CNHI | Committee For National Health Insurance. | 
| 70 | CNP | Cotton Named Perils (Insurance). | 
| 71 | C/O | Completed Operations. | 
| 72 | COAA | Construction Owners Association Of America. | 
| 73 | COB | Coordination Of Benefits. | 
| 74 | COBRA | Consolidated Omnibus Budget Reconciliation Act Of 1985. | 
| 75 | COC | Course Of Construction. | 
| 76 | COGSA | Carriage Of Goods By Sea Act Of 1936. | 
| 77 | COGWA | Carriage Of Goods By Water Act Of 1993. | 
| 78 | COI | Certificate Of Insurance. | 
| 79 | COIL | Conference Of Insurance Legislators. | 
| 80 | COLA | Cost Of Living Adjustment. | 
| 81 | COO | Chief Operating Officer. | 
| 82 | COP | Commercial Output Policy. | 
| 83 | COPE | Construction, Occupancy, Protection, Exposure. | 
| 84 | COPPA | Children’s Online Privacy Protection Act Of 1998. | 
| 85 | COR | Cost Of Risk. | 
| 86 | COSO | Committee Of Sponsoring Organizations. | 
| 87 | CP | Commercial Property. | 
| 88 | CPA | Certified Public Accountant; Consumer Protection Act. | 
| 89 | CPCU | Chartered Property Casualty Underwriter. | 
| 90 | CPE | Certified Professional Engineer. | 
| 91 | CPI | Consumer Price Index. | 
| 92 | CPIW | Certified Professional Insurance Woman. | 
| 93 | CPL | Comprehensive Personal Liability. | 
| 94 | CPM | Critical Path Method | 
| 95 | CPP | Certified Protection Professional. | 
| 96 | CPPA | Cable Communications Policy Act Of 1984 | 
| 97 | CPPL | Care Providers Professional Liability. | 
| 98 | CPRL | Contractors Professional Liability. | 
| 99 | CPSA | Consumer Product Safety Act Of 1972. | 
| 100 | CPSC | Consumer Product Safety Commission. | 
| 101 | CPSM | Certified Product Safety Manager. | 
| 102 | CPU | Central Processing Unit. | 
| 103 | CPWR | Center To Protect Workers’ Rights. | 
| 104 | CQE | Certified Quality Engineer. | 
| 105 | CR | Commercial Crime. | 
| 106 | CRA | Cargo Reinsurance Association. | 
| 107 | CRE | Certified Reliability Engineer. | 
| 108 | CRIS | Construction Risk And Insurance Specialist. | 
| 109 | CRM | Canadian Risk Management. | 
| 110 | CRO | Chief Risk Officer. | 
| 111 | CRS | Community Rating System. | 
| 112 | C&S | Capital And Surplus. | 
| 113 | CSC | Construction Safety Council. | 
| 114 | CSIO | Centre For Study Of Insurance Operations. | 
| 115 | CSL | Combined Single Lim.It. | 
| 116 | CSO | Claim Services Only. | 
| 117 | CSO TABLE | Commissioners Standard Ordinary Table. | 
| 118 | CSP | Commercial Statistical Plan. | 
| 119 | CSR | Customer Service Representative. | 
| 120 | CTD | Cumulative Trauma Disorder. | 
| 121 | CTG | Control Technique Guidelines. | 
| 122 | CURT | Construction Users Roundtable. | 
| 123 | CV | Cash Value. | 
| 124 | CVA | Captive Value Added. | 
| 125 | CVIF | Compound Value Interest Factor. | 
| 126 | CWCI | California Workers’ Compensation Institute. | 
| 127 | CWR | Countrywide Rate Pages. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | DAC | Deferred Acquisition Cost. | 
| 2 | DAP | Deposit Administration Plan. | 
| 3 | D&B | Dun & Bradstreet. | 
| 4 | D/B/A | Doing Business As. | 
| 5 | DB&C | Dwelling, Building And Contents. | 
| 6 | DBIA | Design- Build Institute Of America | 
| 7 | DCC | Domestic Cell Captive. | 
| 8 | DCF | Discounted Cash Flow. | 
| 9 | DCIP | Developer Controlled Insurance Program. | 
| 10 | DDD | Dishonesty, Disappearance, And Destruction. | 
| 11 | DDL | Disclosure Dollar Loss. | 
| 12 | DDP | Distributed Data Processing. | 
| 13 | DEC | Declarations Page. | 
| 14 | DED | Deductible. | 
| 15 | DEFS | Direct Applied Exterior Finish System. | 
| 16 | DEP | Direct Earned Premium. | 
| 17 | DFA | Dynamic Financial Analysis. | 
| 18 | DFIRM | Digital Flood Insurance Rate Map. | 
| 19 | DI | Disability Income; Double Indemnity. | 
| 20 | DIC | Difference-In-Conditions. | 
| 21 | DICGC | Deposit Insurance and Credit Guarantee Corporation of India. | 
| 22 | DIL | Difference-In-Limits. | 
| 23 | DITC | Disability Insurance Training Council. | 
| 24 | DJIA | Dow Jones Industrial Average. | 
| 25 | DMA | Direct Marketing Association. | 
| 26 | DMIC | Direct Marketing Insurance Council. | 
| 27 | DNI | Distributable Net Income. | 
| 28 | D&O | Directors And Officers (Liability Insurance). | 
| 29 | DOB | Date Of Birth. | 
| 30 | DOC | Drive Other Car Coverage. | 
| 31 | DOD | Date Of Death. | 
| 32 | DOHSA | Death On The High Seas Act Of 1920. | 
| 33 | DOJ | Department Of Justice. | 
| 34 | DOL | Department Of Labor. | 
| 35 | DOS | Denial Of Service. | 
| 36 | DOT | Department Of Transportation. | 
| 37 | DPP | Deferred Premium Payment Plan. | 
| 38 | DPPA | Driver’s Privacy Protection Act Of 1994. | 
| 39 | DQO | Data Quality Objective. | 
| 40 | DR | Daily Report. | 
| 41 | DRE | Destruction And Removal Efficiency. | 
| 42 | DRG | Diagnostic Related Group. | 
| 43 | DRI | Defense Research Institute. | 
| 44 | DSU | Delay In Start-Up. | 
| 45 | DTI | Department Of Trade And Industry. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | EA | Enrolled Actuary. | 
| 2 | EAB | Experience Account Balance. | 
| 3 | EAP | Employee Assistance Program; Estimated Annual Premium. | 
| 4 | EAR | Erection All Risks. | 
| 5 | EBIDDA | Earnings Before Interest, Dividends, Depreciation, And Amortization. | 
| 6 | EBIT | Earnings Before Interest And Taxes. | 
| 7 | EBITDA | Earnings Before Interest,Taxes,Depreciation And Amortization. | 
| 8 | EBRI | Employee Benefit Research Institute. | 
| 9 | EC | Extended Coverage. | 
| 10 | ECC | Eastern Claims Conference. | 
| 11 | ECF | Extended Care Facility. | 
| 12 | ECFC | Employers Council On Flexible Compensation. | 
| 13 | ECI | Export Credit Insurance. | 
| 14 | ECO | Extra Contractual Obligations. | 
| 15 | ECOR | Economic Cost Of Run. | 
| 16 | ECP | Exempt Commercial Policyholder. | 
| 17 | ECPA | Electronic Communications Privacy Act Of 1986. | 
| 18 | EDD | Enforcement Decision Document. | 
| 19 | EDI | Export Development Corporation. | 
| 20 | EDP | Extended Discovery Period/Provision. | 
| 21 | EEL | Emergency Exposure Limits. | 
| 22 | EEOC | Equal Employment Opportunity Commission. | 
| 23 | EIFS | Exterior Insulation And Finish Systems. | 
| 24 | EIL | Environmental Impairment Liability. | 
| 25 | EIS | Environmental Impact Statement. | 
| 26 | EJCDC | Engineers Joint Contracts Documents Committee. | 
| 27 | EL | Employers Liability; Expected Loss. | 
| 28 | ELL | Educators Legal Liability. | 
| 29 | ELP | Excess Loss Premium . | 
| 30 | ELR | Expected Loss Rate. | 
| 31 | EMAP | Environmental Monitoring And Assistance Program. | 
| 32 | EMT | Emergency Medical Technician. | 
| 33 | ENCP | Erisa Non Compliance Program. | 
| 34 | E&O | Errors And Omissions. | 
| 35 | EP | Earned Premium. | 
| 36 | EPA | Environmental Protection Agency. | 
| 37 | EPC | Engineering/Procurement Construction. | 
| 38 | EPD | Expected Policyholder Deficit. | 
| 39 | EPL | Employment Practices Liability. | 
| 40 | EPLI | Employment Practices Liability Insurance. | 
| 41 | EPS | Earnings Per Share. | 
| 42 | ERD | Expected Reinsurer Deficit. | 
| 43 | ERIC | Erisa Industry Committee. | 
| 44 | ERISA | Employee Retirement Income Security Act Of 1974. | 
| 45 | ERM | Enterprise Risk Management. | 
| 46 | ERPL | Employment-Related Practices Liability. | 
| 47 | ERSC | Environmental Response Services Contractor. | 
| 48 | E&S | Excess And Surplus. | 
| 49 | ESA | Employee Spending Account. | 
| 50 | ESI | Electronically Stored Information. | 
| 51 | ESOP | Employee Stock Ownership Plan. | 
| 52 | ESOT | Employee Stock Ownership Trust. | 
| 53 | ETB | Engaged In Trade Or Business. | 
| 54 | EUO | Examination Under Oath. | 
| 55 | EXPRO | Expedited Process. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | FAA | Federal Arbitration Act. | 
| 2 | FAC | Facultative Reinsurance. | 
| 3 | FACTA | Fair And Accurate Credit Transactions Act Of 2003. | 
| 4 | FAIA | Florida Association Of Insurance Agents. | 
| 5 | FAIR | Fair Access To Insurance Requirements. | 
| 6 | FALU | Fellow Of The Academy Of Life Underwriting. | 
| 7 | FAP | Family Automobile Policy. | 
| 8 | FAR | Federal Aviation Regulations. | 
| 9 | FAS | Free Along Side. | 
| 10 | FASB | Financial Accounting Standards Board. | 
| 11 | FATA | Financial Anti-Terrorism Act (Patriot Act) Of 2001. | 
| 12 | ECFC | Employers Council On Flexible Compensation. | 
| 13 | FATCA | Foreign Account Tax Compliance Act (Fatca). | 
| 14 | F&C | Fire And Casualty. | 
| 15 | FCAS | Fellow Of The Casualty Actuarial Society. | 
| 16 | FCC | Federal Communications Commission. | 
| 17 | FCE | Functional Capacity Evaluation. | 
| 18 | FCIC | Federal Crop Insurance Corporation. | 
| 19 | FCII | Fellowship Of The Chartered Insurance Institute. | 
| 20 | FCLA | Fraud Claim Law Associate. | 
| 21 | FCLS | Fraud Claim Law Specialist. | 
| 22 | FCPA | Federal Corrupt Practices Act Of 1910. | 
| 23 | FCPA | Foreign Corrupt Practices Act Of 1977. | 
| 24 | FCPL | Farmers Comprehensive Personal Liability. | 
| 25 | FCRA | Fair Credit Reporting Act Of 1970. | 
| 26 | FC&S | Free Of Capture And Seizure. | 
| 27 | FDIC | Federal Deposit Insurance Corporation. | 
| 28 | FDPA | Flood Disaster Protection Act Of 1973. | 
| 29 | FECA | Federal Employees’ Compensation Act Of 1916. | 
| 30 | FEGLI | Federal Employees Group Life Insurance. | 
| 31 | FELA | Federal Employers Liability Act Of 1908. | 
| 32 | FEMA | Federal Emergency Management Agency. | 
| 33 | FERMA | Federation Of European Risk Management Associations. | 
| 34 | FET | Federal Excise Tax. | 
| 35 | FHBM | Flood Hazard Boundary Map. | 
| 36 | FHWA | Federal Highway Administration | 
| 37 | FIA | Federal Insurance Administration. | 
| 38 | FIC | Fraternal Insurance Counselor. | 
| 39 | FICA | Federal Insurance Contribution Act Of 1935. | 
| 40 | FICC | Federation Of Insurance And Corporate Counsel | 
| 41 | FIIC | Fellow Of The Insurance Institute Of Canada. | 
| 42 | FIO | Federal Insurance Office | 
| 43 | FIRM | Flood Insurance Rate Map. | 
| 44 | FIRREA | Financial Institutions Reform, Recovery, And Enforcement Act Of 1989. | 
| 45 | FLMI | Fellow Of The Life Management Institute. | 
| 46 | FLSA | Fair Labor Standards Act Of 1938. | 
| 47 | FM | Factory Mutual. | 
| 48 | FMCSA | Federal Motor Carrier Safety Administration. | 
| 49 | FMCSR | Federal Motor Carrier Safety Regulations. | 
| 50 | FMHSA | Federal Mine Health And Safety Act Of 1969. | 
| 51 | FMLA | Family And Medical Leave Act Of 1993. | 
| 52 | FMV | Fair Market Value. | 
| 53 | FNMA | Federal National Mortgage Association. | 
| 54 | FOB | Free On Board. | 
| 55 | FOC | Fire Office Committee Forms. | 
| 56 | FOSFI | Federal Office Of The Superintendent Of Financial Institutions. | 
| 57 | FPA | Free Of Particular Average. | 
| 58 | FPAAC | Free Of Particular Average. | 
| 59 | FPEB | Fire Prevention And Engineering Bureau. | 
| 60 | FRM | Fellow In Risk Management | 
| 61 | FRV | Fair Rental Value. | 
| 62 | FSA | Flexible Spending Account. | 
| 63 | FSLIC | Federal Savings And Loan Insurance Corporation | 
| 64 | FTC | Federal Trade Commission. | 
| 65 | FTCAC | Fire, Theft, And Combined Additional Coverage. | 
| 66 | FVD | Full Value Declared. | 
| 67 | FVWC | Foreign Voluntary Workers Compensation. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | GA | General Agent. | 
| 2 | GAAP | Generally Accepted Accounting Principles. | 
| 3 | GAAS | Generally Accepted Auditing Standards. | 
| 4 | GAB | General Adjustment Bureau. | 
| 5 | GAMA | General Agents And Managers Association. | 
| 6 | GAMC | General Agents And Managers Conference. | 
| 7 | GAO | Government Accountability Office. | 
| 8 | GAP | Guaranteed Auto Protection. | 
| 9 | GASB | Governmental Accounting Standards Board. | 
| 10 | GC | Guaranteed Cost. | 
| 11 | GCCI | Guy Carpenter Catastrophe Index. | 
| 12 | GCD | Guaranteed Cost Discount. | 
| 13 | GCW | Gross Combination Weight. | 
| 14 | GDP | Gross Domestic Product. | 
| 15 | GFCI | Ground Fault Circuit Interrupter. | 
| 16 | GHAA | Group Health Association Of America. | 
| 17 | GIC | Guaranteed Investment Contract. | 
| 18 | GINA | Genetic Information Nondiscrimination Act Of 2008. | 
| 19 | GIO | Guaranteed Insurability Option. | 
| 20 | GKLL | Garage Keepers Legal Liability. | 
| 21 | GL | General Liability. | 
| 22 | GLB | Gramm-Leach-Bliley Act Of 1999. | 
| 23 | GNEPI | Gross/Net Earned Premium Income. | 
| 24 | GNMA | Government National Mortgage Association. | 
| 25 | GNPI | Gross/Net Premium Income. | 
| 26 | GPO | Government Printing Office. | 
| 27 | GULP | Group Universal Life Program. | 
| 28 | GWP | Gross Written Premium. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | HB | House Bill. | 
| 2 | HCQIA | Health Care Quality Improvement Act Of 1986. | 
| 3 | HFIE | Huebner Foundation For Insurance Education. | 
| 4 | HHG | Household Goods. | 
| 5 | HI | Health Insurance. | 
| 6 | HIAA | Health Insurance Association Of America. | 
| 7 | HII | Health Insurance Institute. | 
| 8 | HIPAA | Health Insurance Portability And Accountability Act Of 1986. | 
| 9 | HLDI | Highway Loss Data Institute. | 
| 10 | HLV | Human Life Value. | 
| 11 | HMO | Health Maintenance Organization. | 
| 12 | HOLUA | Home Office Life Underwriters Association. | 
| 13 | HPL | Hospital Professional Liability. | 
| 14 | HPR | Highly Protected Risk. | 
| 15 | HR | Human Resources. | 
| 16 | HRS | Hazardous Ranking System. | 
| 17 | HSA | Health System Agency. | 
| 18 | HSP | Healthcare Safety Professional. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | IAC | Industrial Accident Commission. | 
| 2 | IAHU | International Association Of Health Underwriters. | 
| 3 | IAIABC | International Association Of Industrial Accident Boards & Commissions. | 
| 4 | IAIS | International Association Of Insurance Supervisors. | 
| 5 | IAOC | Insurers’ Advisory Organization Of Canada. | 
| 6 | IASA | Insurance Accounting And Systems Association, Inc. | 
| 7 | IBAC | Insurance Brokers Association Of Canada. | 
| 8 | IBANS | Insurance Brokers Association Of Nova Scotia. | 
| 9 | IBC | Insurance Bureau Of Canada. | 
| 10 | IBNER | Incurred But Not Enough Reserved. | 
| 11 | IBNR | Incured But Not Reported. | 
| 12 | IBT | Income Before Taxes. | 
| 13 | ICA | International Claim Association; Insurance Consortium Of America. | 
| 14 | ICAC | Insurance Committee For Arson Control. | 
| 15 | ICC | Interstate Commerce Commission. | 
| 16 | ICEDS | Insurance Company Education Directors Society. | 
| 17 | ICIA | International Credit Insurance Association. | 
| 18 | HSP | Healthcare Safety Professional. | 
| 19 | IAC | Guaranteed Insurability Option. | 
| 20 | ICISA | International Credit Insurance & Surety Association. | 
| 21 | ICP | Insurance Conference Planners. | 
| 22 | ICPA | Insurance Conference Planners Association. | 
| 23 | ICPI | Insurance Crime Prevention Institute. | 
| 24 | ICSID | International Center For The Settlement Of Investment Disputes. | 
| 25 | IDBI | Industrial Development Bond Insurance. | 
| 26 | IDI | Inherent Defects Insurance. | 
| 27 | IDL | Independent Director Liability. | 
| 28 | IDLH | Immediately Dangerous To Life And Health. | 
| 29 | IDM | Integrated Disability Management. | 
| 30 | IDMA | Insurance Data Management Association. | 
| 31 | IEA | Insurance Educational Association. | 
| 32 | IFC | Insured Fixed-Price Cleanup. | 
| 33 | IFCA | Insurance Fair Conduct Act. | 
| 34 | IFEBP | International Foundation Of Employee Benefit Plans. | 
| 35 | IFSC | International Financial Services Centre. | 
| 36 | IFSRA | Irish Financial Services Regulatory Authority. | 
| 37 | IFTA | International Fuel Tax Agreement. | 
| 38 | IGF | Insurance Guaranteed Financing. | 
| 39 | IHOU | Institute Of Home Office Underwriters. | 
| 40 | IIA | Insurance Institute Of America, Inc. | 
| 41 | IIAA | Independent Insurance Agents Of America, Inc. | 
| 42 | IIABA | Independent Insurance Agents And Brokers Of America, Inc. | 
| 43 | IIAC | International Insurance Advisory Council. | 
| 44 | IIAT | Independent Insurance Agents Of Texas. | 
| 45 | IIC | Insurance Institute Of Canada. | 
| 46 | IICAE | Insurance Industry Consumer Affairs Exchange. | 
| 47 | IIE | Illinois Insurance Exchange. | 
| 48 | IIED | Intentional Infliction Of Emotional Distress. | 
| 49 | IIHS | Insurance Institute For Highway Safety. | 
| 50 | III | Insurance Information Institute. | 
| 51 | IILA | International Institute Of Loss Adjusters. | 
| 52 | IIMA | Insurance Industry Meetings Association. | 
| 53 | IIS | International Insurance Seminars, Inc. | 
| 54 | IJA | Interjurisdictional Agreement On Workers Compensation. | 
| 55 | IL | Interline. | 
| 56 | ILAB | Insurance Library Association Of Boston. | 
| 57 | ILCA | Insurance Loss Control Association. | 
| 58 | ILF | Increased Limits Factor. | 
| 59 | ILOC | Irrevocable Letter Of Credit. | 
| 60 | ILU | Institute Of London Underwriters. | 
| 61 | IMCA | Insurance Marketing Communications Association. | 
| 62 | IMUA | Inland Marine Underwriters Association. | 
| 63 | IOS | International Organization For Standardization. | 
| 64 | IPA | Independent Practice Association. | 
| 65 | IPAC | Insurance Public Affairs Council. | 
| 66 | IPD | Integrated Project Delivery. | 
| 67 | IPFA | Insurance Premium Finance Association. | 
| 68 | IPO | Initial Public Offering. | 
| 69 | IPT | Insurance Premium Tax. | 
| 70 | IR | Incident Recall. | 
| 71 | IRA | Individual Retirement Account. | 
| 72 | IRC | Insurance Research Council; Internal Revenue Code. | 
| 73 | IRES | Insurance Regulatory Examiners Society. | 
| 74 | IRI | Industrial Risk Insurers. | 
| 75 | IRIS | Insurance Regulatory Information System. | 
| 76 | IRM | Improved Risk Mutuals. | 
| 77 | IRMC | Institute For Risk Management Consultants. | 
| 78 | IRMI | International Risk Management Institute, Inc. | 
| 79 | IRP | International Registration Plan. | 
| 80 | IRPM | Individual Risk Premium Modification. | 
| 81 | IRR | Internal Rate Of Return. | 
| 82 | IRS | Internal Revenue Service. | 
| 83 | IRUA | Intermediaries & Reinsurance Underwriters Association. | 
| 84 | ISCEBS | International Society Of Certified Employee Benefits Specialists. | 
| 85 | ISO | Insurance Services Office, Inc. | 
| 86 | ISTEA | Intermodal Surface Transportation Efficiency Act Of 1991. | 
| 87 | ITA | Interjurisdictional Trucking Agreement. | 
| 88 | ITC | Investment Tax Credit. | 
| 89 | ITCIF | International Trade Credit Insurance Facility. | 
| 90 | ITES | Information Technology Enabled Services. | 
| 91 | ITI | Insurance Testing Institute. | 
| 92 | IVANS | Insurance Value Added Network Services. | 
| 93 | IWH | Institute For Work & Health. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | JCAH | Joint Commission On The Accreditation Of Hospitals. | 
| 2 | JCAHO | Joint Commission On Accreditation Of Healthcare Organizations | 
| 3 | JHA | Job Hazard Analysis. | 
| 4 | JOA | Joint Operating Agreement. | 
| 5 | JOBS | Jumpstart Our Business Startups Act. | 
| 6 | JSA | Job Safety Analysis. | 
| 7 | JUA | Joint Underwriting Authority; Joint Underwriting Association. | 
| 8 | JV | Joint Venture. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | LAE | Loss Adjustment Expense. | 
| 2 | LASH | Lighter Aboard Ship | 
| 3 | LCA | Life Communicators Association. | 
| 4 | LCF | Loss Conversion Factor. | 
| 5 | LDF | Loss Development Factor. | 
| 6 | LDW | Limited Damage Waiver. | 
| 7 | LEA | Loss Executives Association. | 
| 8 | LEED | Leadership In Energy And Environmental Design. | 
| 9 | LEPC | Local Emergency Planning Committee. | 
| 10 | LHWCA | Longshore And Harbor Workers’ Compensation Act Of 1927. | 
| 11 | LIAA | Life Insurance Association Of America. | 
| 12 | LIAMA | Life Insurance Agency Management Association. | 
| 13 | LIBOR | London Interbank Offered Rate. | 
| 14 | LIC | Life Insurance Corporation of India. | 
| 15 | LIMRA | Life Insurance Marketing & Research Association. | 
| 16 | LIRB | Liability Insurance Research Bureau. | 
| 17 | LLC | Limited Liability Company. | 
| 18 | LMU | Loss Mitigation Underwriting. | 
| 19 | LOC | Letter Of Credit. | 
| 20 | LOMA | Life Office Management Association. | 
| 21 | LPCS | Legal Principles Claim Specialist. | 
| 22 | LPRT | Leading Producers Round Table. | 
| 23 | LPSO | Lloyd’s Policy Signing Office. | 
| 24 | LPT | Loss Portfolio Transfer. | 
| 25 | LRRA | Liability Risk Retention Act Of 1986. | 
| 26 | LTA | Lost Time Accident. | 
| 27 | LTC | Long Term Care. | 
| 28 | LTD | Long-Term Disability. | 
| 29 | LTL | Less Than Truckload. | 
| 30 | LUMP | Limits Under Multiple Policy Years. | 
| 31 | LUTC | Life Underwriter Training Council, | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | MAAA | Member Of American Academy Of Actuaries. | 
| 2 | MAC | Maximum Allowable Concentration. | 
| 3 | MAP | Market Assistance Plan. | 
| 4 | MAS | Management Advisory Service. | 
| 5 | MBIA | Municipal Bond Insurance Association. | 
| 6 | M&C | Manufacturers And Contractors (Insurance). | 
| 7 | MCA | Motor Carrier Act Of 1980. | 
| 8 | MCO | Managed Care Organization. | 
| 9 | MCR | Minimum Capital Requirement. | 
| 10 | MCS | Monte Carlo Simulation. | 
| 11 | M&D | Minimum And Deposit. | 
| 12 | MDL | Maximum Dollar Loss. | 
| 13 | MDO | Monthly Debit Ordinary Life Insurance. | 
| 14 | MDRT | Million Dollar Round Table. | 
| 15 | MET | Multiple Employer Trust. | 
| 16 | MEWAS | Multiple Employer Welfare Associations. | 
| 17 | MEWP | Mobile Elevated Work Platform. | 
| 18 | MFL | Maximum Foreseeable Loss. | 
| 19 | MGA | Managing General Agent. | 
| 20 | MGU | Managing General Underwriter. | 
| 21 | MIB | Medical Information Bureau. | 
| 22 | MICA | Mortgage Insurance Companies Of America. | 
| 23 | MICRA | Medical Injury Compensation Reform Act Of 1975 | 
| 24 | MIGA | Multilateral Investment Guarantee Agency. | 
| 25 | MIS | Management Information System. | 
| 26 | MLE | Maximum Loss Expectancy. | 
| 27 | MLEA | Multiple Line Exclusive Agent. | 
| 28 | MLIS | Management Liability Insurance Specialist. | 
| 29 | MLR | Multiple Location Risk. | 
| 30 | MMI | Maximum Medical Improvement. | 
| 31 | MMII | Mass Marketing Insurance Institute. | 
| 32 | MMSEA | Medicare, Medicaid, And SCHIP Extension Act Of 2007. | 
| 33 | MOL | Mitigation Of Loss. | 
| 34 | MOP | Manufacturers Output Policy. | 
| 35 | MORT | Management Oversight And Risk Tree. | 
| 36 | MOSB | Mercantile Open Stock Burglary. | 
| 37 | MP | Minimum Premium; Multiple Peril. | 
| 38 | MPCI | Multi-Peril Crop Insurance. | 
| 39 | MPEE | Multi-Period Excess Earnings. | 
| 40 | MPL | Maximum Possible Loss. | 
| 41 | MPP | Managed Premium Plan. | 
| 42 | MPRMA | Missouri Public Risk Management Association. | 
| 43 | MSA | Market Service Agreement; Master Service Agreement. | 
| 44 | MSAWPA | Migrant And Seasonal Agricultural Worker Protection Act Of 1983. | 
| 45 | MSBF | Money And Securities Broad Form. | 
| 46 | MSD | Musculoskeletal Disorder. | 
| 47 | MSDS | Material Safety Data Sheet. | 
| 48 | MSVR | Mandatory Securities Valuation Reserve. | 
| 49 | MTC | Motor Truck Cargo. | 
| 50 | MVC | Mean/Variance/Covariance. | 
| 51 | MVIC | Market Value Of Invested Capital. | 
| 52 | MVR | Motor Vehicle Record. | 
| 53 | MYSL | Multiyear Single Limit. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | NAA | National Association Of Accountants. | 
| 2 | NAAQS | National Ambient Air Quality Standard. | 
| 3 | NABRTI | National Association Of Bar- Related Title Insurers. | 
| 4 | NACA | National Association Of Catastrophe Adjusters. | 
| 5 | NACIA | National Association Of Crop Insurance Agents. | 
| 6 | NAFI | National Association Of Fire Investigators. | 
| 7 | NAFIC | National Association Of Fraternal Insurance Counselors. | 
| 8 | NAFTA | North American Free Trade Agreement. | 
| 9 | NAHU | National Association Of Health Underwriters. | 
| 10 | NAIA | National Association Of Insurance Agents. | 
| 11 | NAIC | National Association Of Insurance Commissioners. | 
| 12 | NAICS | North American Industry Classification System. | 
| 13 | NAIFA | National Association Of Insurance And Financial Advisors. | 
| 14 | NAII | National Association Of Independent Insurers. | 
| 15 | NAIIA | National Association Of Independent Insurance Adjusters. | 
| 16 | NAIIO | Non- Admitted Insurers Information Office. | 
| 17 | NAIW | National Association Of Insurance Women. | 
| 18 | NALC | National Association Of Life Companies. | 
| 19 | NAMIC | National Association Of Mutual Insurance Companies. | 
| 20 | NAOHP | National Association Of Occupational Health Professionals. | 
| 21 | NAPEO | National Association Of Professional Employer Organizations. | 
| 22 | NAPIA | National Association Of Public Insurance Adjusters. | 
| 23 | NAPSLO | National Association Of Professional Surplus Lines Offices. | 
| 24 | NARAB | National Association Of Registered Agents And Brokers. | 
| 25 | NASBA | National Association Of State Boards Of Accountancy. | 
| 26 | NASBP | National Association Of Surety Bond Producers. | 
| 27 | NASD | National Association Of Securities Dealers. | 
| 28 | NASDAQ | National Association Of Securities Dealers Automated Quotations. | 
| 29 | NASI | National Academy Of Social Insurance. | 
| 30 | NASP | National Association Of Subrogation Professionals. | 
| 31 | NATB | National Automobile Theft Bureau. | 
| 32 | NAUA | National Auto Underwriters Association. | 
| 33 | NBCR | Nuclear, Biological, Chemical Or Radiological Weapons. | 
| 34 | NBFU | National Board Of Fire Underwriters. | 
| 35 | NCCI | National Council On Compensation Insurance. | 
| 36 | NCCMP | National Coordinating Committee For Multi | 
| 37 | NCIGF | National Conference Of Insurance Guaranty Funds. | 
| 38 | NCIL | National Conference Of Insurance Legislators. | 
| 39 | NCOIL | National Conference Of Insurance Legislators. | 
| 40 | NCPI | National Committee On Property Insurance. | 
| 41 | NCSI | National Council Of Self. | 
| 42 | NCUA | National Credit Union Administration. | 
| 43 | NDI | National Disaster Insurance Association. | 
| 44 | NEAB | Notional Experience Account Balance. | 
| 45 | NEFE | National Endowment For Financial Education. | 
| 46 | NEISS | National Electronic Injury Surveillance System. | 
| 47 | NEPA | National Environmental Policy Act Of 1969. | 
| 48 | NFIA | Nonappropriated Fund Instrumentalities Act Of 1952. | 
| 49 | NFCA | National Fraternal Congress Of America. | 
| 50 | NFFE | Nonfinancial Foreign Entity. | 
| 51 | NFIP | National Flood Insurance Program. | 
| 52 | NFIRA | National Flood Insurance Reform Act Of 1994. | 
| 53 | NFPA | National Fire Protection Association. | 
| 54 | NFUCWC | National Foundation For Unemployment Compensation And Workers Compensation. | 
| 55 | NHCAA | National Health Care Anti- Fraud Association. | 
| 56 | NHI | National Health Insurance. | 
| 57 | NHTSA | National Highway Traffic Safety Administration. | 
| 58 | NICB | National Insurance Crime Bureau. | 
| 59 | NICO | National Insurance Consumer Organization. | 
| 60 | NIDC | National Insurance Development Corporation. | 
| 61 | NIOSH | National Institute For Occupational Safety And Health. | 
| 62 | NIPA | National Institute Of Pension Administrators. | 
| 63 | NIRP | National Insurance Risk Profile. | 
| 64 | NISS | National Independent Statistical Service. | 
| 65 | NLE | Normal Loss Expectancy Of A Risk. | 
| 66 | NOA | Naturally Occurring Asbestos. | 
| 67 | NOC | Not Otherwise Classified. | 
| 68 | NODS | Non-Owned Disposal Sites. | 
| 69 | NOL | Not Officially Lapsed. | 
| 70 | NOLHIGA | National Organization Of Life And Health Insurance Guaranty Associations. | 
| 71 | NP | Named Perils. | 
| 72 | NPD | No Payroll Division. | 
| 73 | NPDB | National Practitioner Data Bank. | 
| 74 | NPL | National Priority List. | 
| 75 | NPV | Net Present Value. | 
| 76 | NRC | Nuclear Regulatory Commission. | 
| 77 | NRMC | Nonprofit Risk Management Center. | 
| 78 | NRRA | National Risk Retention Association. | 
| 79 | NRT | National Response Team. | 
| 80 | NSIPA | National Society Of Insurance Premium Auditors. | 
| 81 | NSLI | National Service Life Insurance. | 
| 82 | NSP | Net Single Premium. | 
| 83 | NSPA | National Society Of Public Accountants. | 
| 84 | NSPE | National Society Of Professional Engineers. | 
| 85 | NSPS | National Society Of Performance Standards. | 
| 86 | NTSB | National Transportation Safety Board. | 
| 87 | NVD | No Value Declared. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | OASDHI | Old Age, Survivors, Disability, And Health Insurance (Act) Of 1935. | 
| 2 | OCA | Outstanding Claims Account. | 
| 3 | OCIP | Owner Controlled Insurance Program. | 
| 4 | OCP | Owners And Contractors Protective. | 
| 5 | OCSLA | Outer Continental Shelf Lands Act Of 1953. | 
| 6 | OECD | Organization For Economic Cooperation And Development. | 
| 7 | OEE | Operators Extra Expense. | 
| 8 | OFA | Organized Flying Adjusters. | 
| 9 | OGP | Original Gross Premium. | 
| 10 | OI | Outage Insurance. | 
| 11 | OIS | Operating Information System. | 
| 12 | OL&T | Owners, Landlords, And Tenants. | 
| 13 | O&M | Operations And Maintenance. | 
| 14 | OMCS | Office Of Motor Carrier Standards. | 
| 15 | OPIC | Overseas Private Investment Corporation. | 
| 16 | OPPI | Owners Protective Professional Indemnity. | 
| 17 | ORFS | Operational Risk Financing Securities. | 
| 18 | ORM | Operational Risk Management. | 
| 19 | OSHA | Occupational Safety And Health Administration. | 
| 20 | OSLR | Outstanding Loss Reserves. | 
| 21 | OTC | Other Than Collision. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | PA | Particular Average; Predictive Analytics. | 
| 2 | PAAS | Premium Audit Advisory Service. | 
| 3 | PAC | Political Action Committee. | 
| 4 | PAIU | Professional Association Of Insurance Underwriters. | 
| 5 | PAP | Personal Auto Policy. | 
| 6 | PARMA | Public Agency Risk Managers Association. | 
| 7 | PAS | Premium Allocation System. | 
| 8 | PBGC | Pension Benefits Guaranty Corporation. | 
| 9 | PC | Professional Corporation. | 
| 10 | P&C | Property And Casualty. | 
| 11 | PCAOB | Public Company Accounting Oversight Board. | 
| 12 | PCC | Protected Cell Captive. | 
| 13 | PCI | Property Casualty Insurers Of America. | 
| 14 | PCIP | Partner Controlled Insurance Program. | 
| 15 | PCLA | Property Claim Law Associate. | 
| 16 | PCLS | Property Claim Law Specialist. | 
| 17 | PDA | Pregnancy Discrimination Act Of 1978. | 
| 18 | PDL | Personal Director Liability. | 
| 19 | PEBB | Public Employee Blanket Bond. | 
| 20 | PEO | Professional Employer Organization. | 
| 21 | PERT | Performance, Evaluation, And Review Technique. | 
| 22 | PI | Personal Injury. | 
| 23 | P&I | Protection And Indemnity. | 
| 24 | PIA | Primary Insurance Account. | 
| 25 | PIAA | Physician Insurers Association Of America. | 
| 26 | PICA | Professional Insurance Communicators Of America. | 
| 27 | PII | Personally Identifiable Information. | 
| 28 | PIP | Personal Injury Protection. | 
| 29 | PIPEDA | Personal Information Protection And Electronic Documents Act Of 2000. | 
| 30 | PIPSO | Property Insurance Plans Service Office. | 
| 31 | PL | Professional Liability. | 
| 32 | PLE | Primary Loss Expectancy. | 
| 33 | PLL | Pollution Legal Liability. | 
| 34 | PLR | Primary Loss Retention. | 
| 35 | PLRB | Property Loss Research Bureau. | 
| 36 | PLUS | Professional Liability Underwriting Society. | 
| 37 | PMA | Package Modification Adjustment. | 
| 38 | PMF | Package Modification Factor. | 
| 39 | PMI | Private Mortgage Insurance. | 
| 40 | PML | Probable Maximum Loss. | 
| 41 | PMPL | Project Management Protective Liability. | 
| 42 | PNOC | Provisional Notice Of Cancellation. | 
| 43 | POL | Public Officials Liability. | 
| 44 | PORC | Producer-Owned Reinsurance Company. | 
| 45 | PPACA | Patient Protection And Affordable Care Act. | 
| 46 | PPF | Personal Property Floater. | 
| 47 | PPO | Preferred Provider Organization. | 
| 48 | PR | Pro Rata. | 
| 49 | PRD | Pro Rata Distribution. | 
| 50 | PRI | Political Risk Insurance. | 
| 51 | PRIMA | Public Risk Management Association. | 
| 52 | PRM | Personal Risk Management. | 
| 53 | PRO | Peer Review Organization. | 
| 54 | PRP | Potentially Responsible Party; Preferred Risk Policy. | 
| 55 | PSA | Placement Service Agreement. | 
| 56 | PSAC | Policy Signing And Accounting Centre | 
| 57 | PSC | Public State Commission; Public Service Commission. | 
| 58 | PSI | Pollutant Standard Index. | 
| 59 | PSLRA | Private Securities Legislation Reform Act. | 
| 60 | PSRO | Professional Standards Review Organization. | 
| 61 | PTE | Prohibited Transaction Exemption. | 
| 62 | P3 | Public | 
| 63 | PUC | Public Utilities Commission. | 
| 64 | PURMA | Public Utilities Risk Management Association. | 
| 65 | PV | Present Value. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | QC | Quality Control. | 
| 2 | QIP | Quality Indicator Profile. | 
| 3 | QIS | Quantitative Impact Study. | 
| 4 | QPC | Qualified Pollution Exclusion. | 
| 5 | Q TIP TRUST | Qualified Terminable Interest Property Trust. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | RA | Remedial Action. | 
| 2 | RAA | Reinsurance Association Of America. | 
| 3 | RACM | Regulated Asbestos-Containing Material. | 
| 4 | RACT | Reasonably Available Control Technology. | 
| 5 | RAROC | Risk-Adjusted Return On Capital. | 
| 6 | RARORAC | Risk-Adjusted Return On Risk-Adjusted Capital. | 
| 7 | RBC | Risk-Based Capital. | 
| 8 | RBNE | Reserved But Not Enough. | 
| 9 | RC | Replacement Cost. | 
| 10 | RCRA | Resource Conservation And Recovery Act Of 1976. | 
| 11 | RDF | Retro Development Factor. | 
| 12 | REEL | Real Estate Environmental Liability. | 
| 13 | REIT | Real Estate Investment Trust. | 
| 14 | REL | Recommended Exposure Limit. | 
| 15 | RFIS | Remedial Feasibility Investigation Study. | 
| 16 | RFP | Request For Proposal. | 
| 17 | RICO | Racketeer Influenced And Corrupt Organizations Act Of 1970. | 
| 18 | RIF | Reduction In Force. | 
| 19 | RIMAS | Risk & Insurance Management Association Of Singapore. | 
| 20 | RIMS | Risk And Insurance Management Society, Inc. | 
| 21 | RM | Risk Management. | 
| 22 | RMF | Rate Modification Factor. | 
| 23 | RMIA | Risk Management Institution Of Australasia Ltd. | 
| 24 | RMIS | Risk Management Information System. | 
| 25 | RML | Residual Market Load. | 
| 26 | ROC | Research And Oversight Council On Workers’ Compensation. | 
| 27 | ROCIP | Rolling Owner Controlled Insurance Program. | 
| 28 | ROE | Return On Equity. | 
| 29 | ROEBI | Return On Employee Benefits Investment. | 
| 30 | ROI | Return On Investment. | 
| 31 | ROL | Rate On Line. | 
| 32 | RORAC | Return On Risk-Adjusted Capital. | 
| 33 | RP | Return Premium. | 
| 34 | RPG | Risk Purchasing Group. | 
| 35 | RPII | Related Party Insurance Income. | 
| 36 | RPLU | Registered Professional Liability Underwriter. | 
| 37 | RPM | Remedial Project Manager. | 
| 38 | RPMP | Risk Premium Modification Plan. | 
| 39 | RQ | Reportable Quantity. | 
| 40 | RRA | Risk Retention Act Of 1986. | 
| 41 | RRE | Responsible Reporting Entity. | 
| 42 | RRG | Risk Retention Group. | 
| 43 | RRP | Railroad Protective. | 
| 44 | RRSP | Registered Retirement Saving Plan. | 
| 45 | RSPA | Research And Special Programs Administration. | 
| 46 | RTC | Resolution Trust Corporation. | 
| 47 | RTW | Return To Work. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | SA | Society Of Actuaries. | 
| 2 | SAA | Surety Association Of America. | 
| 3 | (SAAS) | Software As A Service Model. | 
| 4 | SAC | Separate Account Company. | 
| 5 | SAP | Statutory Accounting Principles. | 
| 6 | SARA | Superfund Amendments And Reauthorization Act Of 1986. | 
| 7 | SARBOX | Sarbanes-Oxley Act Of 2002. | 
| 8 | SAWCA | Southern Association Of Workers’ Compensation Administrators. | 
| 9 | SAWW | Statewide Average Weekly Wage. | 
| 10 | SB | Senate Bill. | 
| 11 | SBLI | Savings Bank Life Insurance. | 
| 12 | SBU | Series Business Unit. | 
| 13 | SCAS | Securities Class Action Suits Filings. | 
| 14 | SCC | Segregated Cell Captive. | 
| 15 | SCCIA | South Carolina Captive Insurance Association. | 
| 16 | SCHIP | State Children’s Health Insurance Program. | 
| 17 | SCIC | Society Of Certified Insurance Counselors. | 
| 18 | SCLA | Senior Claim Law Associate. | 
| 19 | SCOH | Statistical Coding Occupancy Hazard. | 
| 20 | SCOPE | Supervision, Construction, Occupancy, Protection, Exposure. | 
| 21 | SCPCU | Society Of Chartered Property & Casualty Underwriters. | 
| 22 | SCR | Solvency Capital Requirement. | 
| 23 | SEC | Securities And Exchange Commission. | 
| 24 | SEMCI | Single-Entry Multiple Company Interface. | 
| 25 | SEP | Simplified Employee Pension. | 
| 26 | SERC | State Emergency Response Commission. | 
| 27 | SERP | Senior Executive Retirement Plan. | 
| 28 | SERP | Supplementary Employee Retirement Plan. | 
| 29 | SEUA | Southeastern Underwriters Association. | 
| 30 | SF | Standard Fire Forms. | 
| 31 | SFAA | Surety & Fidelity Association Of America . | 
| 32 | SFHA | Special Flood Hazard Area. | 
| 33 | SFIP | Standard Flood Insurance Policy. | 
| 34 | SFP | Standard Fire Policy. | 
| 35 | SGLI | Servicemen’s Group Life Insurance. | 
| 36 | SIA | Society Of Insurance Accountants. | 
| 37 | SIC | Standard Industrial Classification. | 
| 38 | SIFM | Society Of Insurance Financial Management. | 
| 39 | SIG | Self- Insurance Group. | 
| 40 | SIIA | Self- Insurance Institute Of America. | 
| 41 | SIO | Surety Information Office. | 
| 42 | SIP | State Implementation Plans. | 
| 43 | SIPC | Securities Investor Protection Corporation. | 
| 44 | SIR | Self-Insured Retention; Society Of Insurance Research. | 
| 45 | SIRP | Self- Insured Reimbursement Policy. | 
| 46 | SITE | Society Of Insurance Trainers And Educators. | 
| 47 | SIU | Special Investigative Unit. | 
| 48 | SK | Storekeepers. | 
| 49 | S&L | Savings And Loan. | 
| 50 | SL | Sprinkler Leakage. | 
| 51 | SLC | Special Litigation Committee. | 
| 52 | SLR | Stop-Loss Reinsurance. | 
| 53 | SLUSA | Securities Litigation Uniform Standards Act. | 
| 54 | SME | Small And Medium Enterprises. | 
| 55 | SMP | Special Multi | 
| 56 | SNUR | Significant New Use Rule. | 
| 57 | SOA | Society Of Actuaries. | 
| 58 | SOX | Sarbanes-Oxley Act Of 2002. | 
| 59 | S&P | Standard And Poor’s. | 
| 60 | SPAP | Special Personal Auto Policy. | 
| 61 | SPBA | Society Of Professional Benefit Administrators. | 
| 62 | SPCV | Special Purpose Corporate Vehicle. | 
| 63 | SPECS | Specifications. | 
| 64 | SR | Short Rate. | 
| 65 | SRA | Society For Risk Analysis. | 
| 66 | SR&CC | Strikes, Riots, And Civil Commotions. | 
| 67 | SRMC | Society Of Risk Management Consultants. | 
| 68 | SSA | Social Security Administration. | 
| 69 | SSAP 62 | Statement Of Statutory Accounting Principles No. 62. | 
| 70 | SSRS | Single State Registration System. | 
| 71 | STD | Short- Term Disability. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | TAM | Technical Advice Memorandum. | 
| 2 | TAIL VAR | Tail Value At Risk. | 
| 3 | TAMRA | Technical And Miscellaneous Revenue Act Of 1988. | 
| 4 | TCD | Treasury Certificate Of Deposit. | 
| 5 | TCE | Tail Conditional Expectation. | 
| 6 | TCN | Third Country National. | 
| 7 | TCPA | Telephone Consumer Protection Act Of 1991. | 
| 8 | TDA | Tax Deferred Annuity. | 
| 9 | TDB | Temporary Disability Benefits. | 
| 10 | TDI | Trade Disruption Insurance. | 
| 11 | TECH E&O | Technology Errors And Omissions. | 
| 12 | TEFRA | Tax Equity And Financial Responsibility Acts Of 1982 & 1983. | 
| 13 | TERI | Targeted Enterprise Risk Insurance. | 
| 14 | TEXAS PRIMA | Texas Public Risk Management Association. | 
| 15 | TIAA | Teachers Insurance And Annuity Association. | 
| 16 | TIF | Tax Incremental Financing. | 
| 17 | TIL | Truth In Lending (Act Of 1968). | 
| 18 | TIRB | Transportation Insurance Rating Bureau | 
| 19 | TIV | Total Insurable Value. | 
| 20 | TL | Truckload. | 
| 21 | TLO | Total Loss Only. | 
| 22 | TLV | Threshold Limit Value. | 
| 23 | TM | Tax Multiplier. | 
| 24 | TMP | Texas Multi | 
| 25 | TOLI | Trust-Owned Life Insurance. | 
| 26 | TOR | Technique Of Operations Review. | 
| 27 | TPA | Third-Party Administrator. | 
| 28 | TPRMA | Tennessee Public Risk Management Association. | 
| 29 | TRA | Tax Reform Act Of 1984. | 
| 30 | TRIA | Terrorism Risk Insurance Act Of 2002. | 
| 31 | TRIEA | Terrorism Risk Insurance Extension Act Of 2005. | 
| 32 | TRIP | Terrorism Risk Insurance Program. | 
| 33 | TRIPRA | Terrorism Risk Insurance Program Reauthorization Act Of 2007. | 
| 34 | TRIREA | Terrorism Risk Insurance Revision And Extension Act Of 2007. | 
| 35 | TRS | Total Reduced Sulphur. | 
| 36 | TSA | Tax Sheltered Annuity. | 
| 37 | TSCA | Toxic Substances Control Act Of 1976. | 
| 38 | TSDF | Treatment, Storage, And Disposal Facility. | 
| 39 | TSLA | Texas Surplus Lines Association, Inc. | 
| 40 | TTD | Temporary Total Disability. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | UBIT | Unrelated Business Income Tax. | 
| 2 | UBTI | Unrelated Business Taxable Income. | 
| 3 | UCC | Uniform Commercial Code. | 
| 4 | UCD | Unemployment Compensation Disability. | 
| 5 | UCI | Unemployment Compensation Insurance. | 
| 6 | UCR | Usual, Customary, Reasonable. | 
| 7 | UCRA | Unified Carrier Registration Agreement. | 
| 8 | UEL | Upper Explosive Level. | 
| 9 | UEP | Unearned Premium. | 
| 10 | UEPR | Unearned Premium Reserve. | 
| 11 | UFTA | Uniform Fraudulent Transfer Act. | 
| 12 | UIM | Under Insurance Motorist. | 
| 13 | UIMV | Underinsured Motor Vehicle. | 
| 14 | UJF | Unsatisfied Judgment Fund. | 
| 15 | UL | Umbrella Liability. | 
| 16 | ULAE | Unallocated Loss Adjustment Expense. | 
| 17 | ULC | Underwriters Laboratories Of Canada. | 
| 18 | UM | Uninsured Motorists. | 
| 19 | UMPD | Uninsured Motorist Property Damage. | 
| 20 | UMV | Uninsured Motor Vehicle. | 
| 21 | UNL | Ultimate Net Loss. | 
| 22 | U&O | Use And Occupancy. | 
| 23 | UP | Unearned Premium. | 
| 24 | UPR | Unearned Premium Reserve. | 
| 25 | UPS | Uninterruptible Power System. | 
| 26 | URL | Uniform Resource Locator. | 
| 27 | URMIA | University Risk Management & Insurance Association. | 
| 28 | USDA | U.S. Department Of Agriculture. | 
| 29 | USERRA | Uniformed Services Employment And Reemployment Rights Act Of 1994. | 
| 30 | USGLI | U.S. Government Life Insurance. | 
| 31 | USITC | U.S. International Trade Commission. | 
| 32 | USL&HW | United States Longshore And Harbor Workers’ (Compensation Act) Of 1927. | 
| 33 | UST | Underground Storage Tank. | 
| 34 | UTBMS | Uniform Task Based Management System. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | VAR | Value-At-Risk. | 
| 2 | VCIA | Vermont Captive Insurance Association. | 
| 3 | VEBA | Voluntary Employees’ Beneficiary Association. | 
| 4 | VGLI | Veterans Group Life Insurance. | 
| 5 | VIE | Variable Interest Entity. | 
| 6 | V&MM | Vandalism And Malicious Mischief. | 
| 7 | VOC | Volatile Organic Compound. | 
| 8 | VOR | Value Of Risk. | 
| 9 | VP | Valuable Papers. | 
| 10 | VPP | Voluntary Protection Program. | 
| 11 | VPPA | Video Privacy Protection Act Of 1988. | 
| 12 | VSI | Vendors Single Interest. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | WA | With Average. | 
| 2 | WACC | Weighted Average Cost Of Capital. | 
| 3 | WAEPA | Worldwide Assurance For Employees Of Public Agencies. | 
| 4 | WARN | Workers’ Adjustment Retraining Notification (Act Of 1988). | 
| 5 | WC | Workers Compensation. | 
| 6 | WCLA | Workers’ Compensation Claim Law Associate. | 
| 7 | WCLS | Workers’ Compensation Claim Law Specialist. | 
| 8 | WCRI | Workers Compensation Research Institute. | 
| 9 | WLRT | Women Leaders Round Table. | 
| 10 | WMD | Weapon Of Mass Destruction. | 
| 11 | WPA | With Particular Average. | 
| 12 | WYO | Write-Your-Own. | 
| S.No. | Abbreviations | Expansions | 
|---|---|---|
| 1 | YRCT | Yearly Renewable Convertible Term. | 
| 2 | YRT | Yearly Renewable Term. |