Indian Constitution
1. The plan to transfer power to the Indians and partition of the country was laid down in the?

A. Cabinet Mission Plan B. Simon Commission C. Cripps Mission D. The Mountbatten Plan

Answer: Option (D)
2. Which Act divided legislative powers between the Centre and Provinces?

A. The government of India Act, 1935 B. The government of India Act, 1919 C. The government of India Act, 1892 D. The government of India Act, 1861

Answer: Option (A)
3. Who was the chairman of the Drafting Committee?

A. N Gopalaswamy B. K.M Munshi C. N Madhava Rao D. Dr. B.R. Ambedkar

Answer: Option (D)
4. "The Constitution should give India Domination Status", was a proposal in?

A. Cabinet Mission Plan B. Cripps Mission C. The Mountbatten Plan D. Simon Commission

Answer: Option (B)
5. The first statute for the governance of India, under the direct rule of the British Government, was the

A. The government of India Act, 1858 B. The government of India Act, 1861 C. The government of India Act, 1892 D. The government of India Act, 1915

Answer: Option (A)
UNO
1. Which of the following organisation led the foundation towards the formation of the International society nations?

A. League of Nations B. United Nations C. International UN Federation D. International Institution

Answer: Option (A)
2. Which organization is termed as "a Child of War"?

A. UN B. League of Nations C. SAARC D. WHO

Answer: Option (B)
3. When was the ILO established?

A. 1942 B. 1927 C. 1919 D. 1930

Answer: Option (C)
4. Which of the following place is the headquarters of IMF (International Monetary Fund)?

A. Geneva B. Paris C. Washington D. Hague

Answer: Option (C)
5. Who had given the "Fourteen Point" programme for the formation of League of Nations?

A. Williamson B. Franklin D. Roosevelt C. Sam Kutesa D. Woodrow Wilson

Answer: Option (D)
Marketing
1. Carrying the line of only one manufacturer is known as

A. Exclusive assortment B. Open bid C. Negotiated contract D. Deep assortment

Answer: Option (A)
2. “Image building” objectives are common in _____ type of market structure?

A. Competition B. Oligopoly C. Monopoly D. Monopsony

Answer: Option (B)
3. When the market is run by a small number of firms that together control the majority of market share is known as

A. Oligopoly B. Duopoly C. Oligopsony D. Perfect competition

Answer: Option (A)
4. The brand choice is heavily influenced by the reference group in which stage of the Product life cycle?

A. Introduction B. Growth C. Maturity D. Decline

Answer: Option (C)
5. ________ guides the development of advertisements and personal sales presentations.

A. AIEA B. AIBA C. AICA D. AIDA

Answer: Option (D)
History of Banking
1. When was the first nationalization of many banks were conducted:

A. 19 August 1969 B. 19 October 1969 C. 19 July 1969 D. None of The Above

Answer: Option (C)
2. Reserve Bank of India was established under which among the following act:

A. Reserve Bank of India Act 1930 B. Reserve Bank of India Act 1921 C. Reserve Bank of India Act 1934 D. None of The Above

Answer: Option (C)
3. Which among the following is correct:

A. State Bank of India originated as the Bank of Calcutta in June 1806. B. "Bank of Calcutta" was renamed as "Bank of Bengal" C. Both of Above D. None of The Above

Answer: Option (C)
4. Which among the following is correct regarding Bank of Hindustan:

A. The bank was established at Calcutta under European management B. It was liquidated on 1829 - 32. C. Both of Above D. None of The Above

Answer: Option (C)
5. First Bank established in India was:

A. Bank of India B. Bank of Hindustan C. General Bank of India D. None of The Above

Answer: Option (B)
Countries/Currencies
1. Which of the following is the currency of Lebanon?

A. Pound B. Dinar C. Euro D. Peso E. None of these

Answer: Option (A)
Explanation: Lebanon – Beirut(Capital) and Pound(Currency)
2. Rufiyaa is the currency of which of the following country?

A. Myanmar B. Mongolia C. Maldives D. Nepal E. None of these

Answer: Option (C)
Explanation: Maldives – Male(Capital) and Rufiyaa(Currency)
3. Which of the following is the capital city of Uzbekistan?

A. Tashkent B. Sana C. Ashgabat D. Dushanbe E. None of these

Answer: Option (A)
Explanation: Uzbekistan – Tashkent (Capital) and Uzbekistan som(Currency)
4. Which of the following is the currency of Brunei?

A. Dirham B. Dinar C. Dollar D. Riyal E. None of these

Answer: Option (C)
Explanation: Brunei – Bandar Seri Begawan(Capital) and Dollar(Currency)
5. Phnom Penh is the capital of which of the following country?

A. Denmark B. Canada C. Cambodia D. Cuba E. None of these

Answer: Option (C)
Explanation: Cambodia – Phnom Penh (Capital) and Riela(Currency)
Indian Economy
1. Notes on which denomination has the portrait of Mahatma Gandhi printed on them?

A. 1000 rupee B. 500 rupee C. 100 rupee D. All of the above

Answer: Option (D)
2. Devaluation of currency will be more beneficial if

A. prices of domestic goods remain constant B. prices of exports remain constant C. prices of imports remain constant D. prices of exports rise proportionately

Answer: Option (B)
3. The banks are required to maintain a certain ratio between their cash in the hand and totals assets. This is called

A. Statutory Bank Ratio (SBR) B. Statutory Liquid Ratio (SLR) C. Central Bank Reserve (CBR) D. Central Liquid Reserve (CLR)

Answer: Option (B)
4. Reserve Bank of India was nationalized in the year

A. 1935 B. 1945 C. 1949 D. 1969

Answer: Option (C)
Explanation: RBI established in 1935 and nationalized in 1949.
5. If the fiscal deficit of the Union Government is Rs. 75,000 crores relending to State is Rs. 25,000 crores, interest payments are Rs. 25,000 crores, what is the amount of the primary deficit?

A. Rs. 50,000 crores B. Rs. 25,000 crores C. Rs. 1,00,000 crores D. Rs. 1,25,000 crores

Answer: Option (A)
Banking Terms
1. ICICI Prudential Mutual Fund launched ICICI Prudential Bharat Consumption Scheme to get advantage from the Indian consumption market. The minimum investment of this scheme is;

A. Rs 2,000 B. Rs 35000 C. Rs 4,000 D. Rs 5,000

Answer: Option (D)
Explanation: ICICI Prudential Mutual Fund launched ICICI Prudential Bharat Consumption Scheme to get advantage from the Indian consumer market, which is considered as one of the fastest growing consumer markets globally. Nifty India Consumption Index is the benchmark for the Scheme. It will be managed by Rajat Chandak, Dharmesh Kakkad and Priyanka Khandelwal will manage the overseas investments. Minimum investment of this scheme is Rs 5,000 and in multiples of one rupee thereafter. The penalty for leaving the scheme is 1 percent if investments are redeemed within 12 months from the date of allotment.
2. Which of the following Bank has raised Rs.1,251.30 crore by issuing Basel III-compliant bonds?

A. IDBI B. Axis C. SBI D. HDFC

Answer: Option (C)
Explanation: State Bank of India (SBI) announced it had raised Rs.1,251.30 crore by issuing Basel III-compliant bonds. The Committee of Directors for Capital Raising, at its meeting on 22 March 2019, deliberated and accorded approval to allow 12,513 non-convertible, taxable, perpetual, subordinated, unsecured Basel III-compliant additional tier-I bonds, for inclusion in additional tier-I capital of the bank aggregating to Rs.1,251.30 crore. The bonds with a face value of Rs.10 lakh each bears a coupon rate of 9.45% per annum payable annually with a call option after 5 years or any anniversary date thereafter. The bonds were subscribed on 22nd March.
3. Reserve Bank of India(RBI) has eased business guidelines for which of the following ATM's to source cash directly from the central bank?

A. White Label ATM B. Blue Label ATM C. Red Label ATM D. Pink label ATM

Answer: Option (A)
Explanation: The Reserve Bank of India has eased business guidelines for white label ATMs by allowing companies that manage these machines to source cash directly from the central bank. the guidelines released by RBI include managing machines to source cash directly from RBI offices, offer non-bank services like bill payment and advertise even nonfinancial products in their premises. As per the statement, RBI has allowed the operators to source cash from any Scheduled banks in India including cooperative and rural banks.RBI allowed White Label ATM Operators (WLAO) to offer bill payment and deposit services depending on the technical feasibility of the device as determined by NPCI. The ATMs set up, owned and operated by non-bank Entities are called White Label ATMs (WLAs). They provide banking services to customers of banks based on the debit/credit/prepaid cards issued by banks.
4. Which bank plans to grow its balance sheet size threefold in five years?

A. Standard Chartered B. DBS Bank C. OCBC Bank D. POSB Bank

Answer: Option (B)
Explanation: Singapore's DBS Bank plans to grow its balance sheet size threefold in five years. DBS recently started operations in India as a wholly owned subsidiary (WoS). The bank is expected to close the financial year with a balance sheet size of Rs.50,000 crore. In 2018, the bank infused Rs.1,800 crore capital while transforming itself into a WoS. The total capital of the bank now stands at Rs.7,700 crore, with a capital adequacy ratio of more than 19%. The loan book, which is about Rs. 20,000 crore, is predominantly made up of corporate loans while the share of retail is less than 10%. The deposit base of the bank is about Rs. 30,000 crore. DBS aims to grow the retail so that it contributes 30% of the income and profitability over the next few years.
5. Which Bank acquired a 9.9% stake in Kisan Finance for cash consideration of Rs 17.82 crore?

A. Kotak Mahindra Bank B. ICICI Bank C. Axis Bank D. HDFC Bank

Answer: Option (B)
Explanation: ICICI Bank announced that it will buy 1.49 crore shares to acquire a 9.9% stake in the non-banking finance company (NBFC) Kisan Finance for Rs 17.82 crore. The acquisition is expected to be over by the end of March 2019. Incorporated in December 2017, Kisan Rural Finance Ltd (Kisan Finance) had registered a net loss of Rs 48 lakh in 2017-18 at a revenue of Rs 4 lakh. iii. The deal will involve the acquisition of roughly 1.49 crore equity shares with a face value of Rs 10 per share at a premium of Rs 2 per share.
Books & Their Authors
1. Who is the author of the book 'Freedom Behind Bars '

A. Kiran Bedi B. Jawaharlal Nehru C. Nelson Mandela D. Sheikh Abdullah

Answer: Option (A)
2. The celebrated Novel 'The Godfather' was authored by

A. John Milton B. Victor Hugo C. Mario Puzo D. Harold Robbins

Answer: Option (C)
3. Which of the books is written by Kapil Dev

A. One day Wonders B. Cricket - My Style C. Twenty Years at the top D. Cricket-Favourite Game

Answer: Option (B)
4. The famous book ' The Daughter of the East ' is written by

A. Ms.Benazir Bhutto B. Ms. Taslima Nasreen C. Ms. Arungsan Suu Kyi D. Ms Bandarnaike Sirimavo

Answer: Option (A)
5. Who is the author of "Unhappy India"?

A. Vikram Seth B. Lala Lajpat Roy C. Chetan Bhagath D. None

Answer: Option (B)
Explanation: Lala Lajpath Roy is the author of Unhappy India
Financial Awareness
1. Value added tax (VAT) is a type of tax levied on value added by any economic activity, and covers :

A. commodities at the manufacturing level B. commodities at the manufacturing, wholesaling, and retailing level C. commodities at the manufacturing and wholesaling level D. commodities and services at the manufacturing, wholesaling, and retailing levels

Answer: Option (D)
2. The Sarbanes Oxley Act of USA concerns:

A. aims at improving investor confidence in American corporates B. improving quality of corporate disclosures and reporting, and increasing the responsibility of officers and directors of companies in these disclosures C. strengthen the independence of accounting firms D. all the above

Answer: Option (D)
3. The Information Technology Act, 2000 is concerned with:

A. legal recognition of digital signatures B. definition of various types of computer crimes and penalties for the same C. appointment of certifying authorities for issuing digital signatures D. recognition of digital records and their admissibility as evidence in courts E. all of the above

Answer: Option (E)
4. As per RBI benchmark for allocation of bank credit, women beneficiaries should receive at least ____% of net bank credit.

A. 5 B. 10 C. 15 D. 1

Answer: Option (A)
5. Export credit should be a minimum of ___% of net bank credit for scheduled commercial banks.

A. 12 B. 15 C. 10 D. 3

Answer: Option (A)
Awards & Honors
1. Which is India's highest Civilian honour?

A. Ashoka Chakra B. Padma bhushan C. Padma Sri D. Padma Vibushan

Answer: Option (D)
2. Who was the first recipient of Bharat Ratna?

A. Dr. Radhakrishnan B. Jawaharlal Nehru C. Mahatma Gandhiji D. Indira Gandhi

Answer: Option (A)
3. Who was the first recipient of Padma Vibhushan?

A. Nand Lal Bose B. Satyendra Nath Bose C. Dr. Bir Bhan Bhatia D. Jawaharlal Nehru

Answer: Option (B)
4. Which is India's highest military honor?

A. Param Vir Chakra B. Vir Chakra C. Maha Vir Chakra D. Bharat Ratna

Answer: Option (A)
5. Who established the Noble Prize?

A. Swedish Chemist Alfred Nobel B. Ross Markham Noble C. George Noble D. Duncan Noble

Answer: Option (A)
Sports
1. Recently India's Deepika Kumari won the gold medal in Women's Recurve event at the Archery World Cup (Stage III). Where was this World Cup competition held?

A. Salt Lake City B. Berlin C. Samson D. Cortina

Answer: Option (A)
2. Who was the first ODI Captain of the first ever Indian Women's Cricket Team?

A. Diana Edulji B. Shubhangi Kulkarni C. Chanderkanta Kaul D. Purnima Rau

Answer: Option (A)
3. Rajneesh Gurbani is associated with of the following sports?

A. Cricket B. Chess C. Boxing D. Table Tennis

Answer: Option (A)
4. Laksha Sen recently was in news. He is associated with which of the following sports?

A. Football B. Cricket C. Squash D. Badminton

Answer: Option (D)
5. In the 17th Asian Games, India secured 8th position in the Medal table and won the following number of total Medals -

A. 55 Medals B. 53 Medals C. 59 Medals D. 57 Medals

Answer: Option (D)
Note: India ended the 17th Asian Games in Incheon with a total of 57 medals, including 11 gold, 10 silver, and 36 Bronze.
Agriculture
1. How many factors are identified for influencing plant growth till now?

A. 55 B. 60 C. 52 D. 50

Answer: Option (C)
2. How does the moisture stress affect the cell

A. Affect cell division B. Affect cell expansion C. The cell mortality rate is affected D. No effect on cell

Answer: Option (A)
3. At the vegetative growth stage, flowering is stopped in food-grain crops, known as-

A. sigmoid growth curve B. determinate growth C. indeterminate growth D. grand growth period

Answer: Option (B)
4. Which one of the following can be assessed by using the following equation? A= Economic Production / Biomass Production

A. Panicle emergence rate B. Rate of flowering C. Harvest Index D. Leaf production rate

Answer: Option (C)
5. How much is radiation energy percentage radiating on plant is used in photosynthesis?

A. 0-50%-210% B. 0-42%-1-66% C. 0-25%-0-30% D. 0-16%-0-24%

Answer: Option (B)
International Economy
1. ____unemployment may result when some workers are temporarily out of work while changing job

A. Seasonal B. Frictional C. Disguised D. Technical

Answer: Option (B)
2. Which among below is the economic effect of population pressure in India?

A. The higher burden of unproductive consumers on total population B. Disintegration of family C. Overcrowding of cities D. Ecological degradation

Answer: Option (A)
3. Which among the following may be considered as a significant cause of low agriculture productivity in India?

A. Defective tenancy reforms B. Lack of enthusiasm among farmers C. Conservative social systems D. An absence of agricultural inputs to raise productivity

Answer: Option (A)
4. What have been the reasons for the deficit in India’s Balance of Trade in the past?

A. The very large rise in imports B. Modest growth in exports C. High cost and low-quality production D. All of the above

Answer: Option (D)
5. A high average level of real income per head is always associated with a high proportion of the working population engaged in __________ sector.

A. Primary B. Secondary C. Tertiary D. None of the above

Answer: Option (C)
Fiscal-Monetary Policies
1. Which of the statements about Social Security is false?

A. Social Security payments are funded by taxes on income. B. Social Security payments are a relatively insignificant portion of retirement income C. Social Security payments have never gone down when prices increase D. Only some of Social Security payments go to retired people E. None of the above

Answer: Option (B)
2. An intended goal of expansionary fiscal and monetary policy is

A. A decrease in interest rates. B. A decrease in the price level. C. The equalization of the distribution of income. D. An increase in the level of aggregate output.

Answer: Option (D)
3. Which of the following statements about the short-run aggregate supply curve is FALSE?

A. it is the sum of all individual supply curves in the economy B. If wages lag prices in the short run, the AS curve will be upward sloping. C. Increasing output can be accomplished without large cost increases at low levels of aggregate output. D. As the economy moves closer to full capacity, the curve is almost vertical.

Answer: Option (A)
4. The Orcs are preparing to war against Humans and have increased the government’s military spending. The likely impact on the Orcland of such an increase will be

A. The decrease in Y, increase in r, and an increase in I. B. Increase in Y, a decrease in r, and a decrease in I. C. Increase in Y, a decrease in r, and an increase in I. D. Increase in Y, increase in r, and decrease in I.

Answer: Option (D)
5. In the short run which of these causes an increase in output and an ambiguous impact on overall prices?

A. an increase in oil prices and a decrease in taxes B. technological improvement and reduction in the required reserve ratio C. a wage increase and the Fed selling bonds D. increase in the discount rate and an increase in taxes

Answer: Option (B)