LIC ADO - SPLessons

LIC ADO Career Progression

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LIC ADO Career Progression

shape Introduction

Career ladder that will reveal the promotion and growth path of the LIC ADO has been clearly visible in the article LIC ADO Career Progression.

  • Various figures have revealed that people in India are buying more insurance policies than in the past. This increased demand has contributed to the unprecedented growth of the Indian insurance sector.

  • While some buy insurance to avoid risks emerging from financial emergencies, some buy to avail the exemptions in paying high levels of income tax.

  • Life Insurance Corporation of India (LIC), the biggest state-owned insurer of the country has numerous products that help in risk aversion and avail tax exemptions.

  • Since the past decades, LIC is facing stiff competition from other market players. Hence, LIC has made it clear that the selection of Apprentice Development Officer (ADO) brings them only the creamy layer.

  • Besides, joining as LIC’s ADO has immense benefits in terms of income, job security, and career growth.


shape LIC ADO

  • Meeting the annual premium collection target.

  • Recruiting LIC advisors.

  • Training & monitoring LIC advisors.

  • Maintaining persistence level in renewals.

  • Managing login and issuance process.

  • Assign a target quota and maintain overall integrity in sales.

  • During the apprentice period, the candidate selected as Apprentice Development Officer will be paid a fixed amount as stipend per month as per rules of the Corporation.

  • At present, the amount of stipend is about Rs.34,503/- per month, except in case of candidates selected from LIC Employees category.

  • A Probationary Development Officer at a specified Headquarter in the area will be placed in the scale of Rs. 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075 plus allowances and other benefits as per rules in force.

  • On appointment as a Probationary Development Officer, basic pay of Rs. 21,865/- per month (except for Employee Category candidates) in the scale of 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075 and other admissible allowances as per rules shall be payable.

  • It is now understood that the job of LIC’s ADO is not an easy one. Equally challenging is to find a well-paid job like ADO.

  • This does planning for such a career crucial. Planning right shall help an ADO rise as an echelon of India’s premier insurance company.

  • As the senior level retirements happen annually, recruits get an excellent opportunity to move up on the ladder of promotions.


Here is the career ladder that will reveal the promotion and growth path of the LIC ADO.


  • Apprentice Development Officer

  • Development Officer

  • Assistant Branch Manager (ABM)

  • Branch Manager (BM)

  • Senior Branch Manager (SBM)

  • Assistant Divisional Manager (ADM)

  • Divisional Manager

  • Senior Divisional Manager

  • Regional Manager